We met Scott at the suggestion of a realtor we had been working with before we bought our new home. Hesitant at first, our skepticism quickly disappeared! Scott was thorough at the very beginning with our application. Some of the income was very complicated and he spent endless hours to make sure he had a full grasp on making sure we would qualify for the loan. From the very start, right up until closing, what Scott told us he would deliver came true….in fact, better than we actually had expected! I cannot say enough good things about Scott he is a true champion for the buyer and a remarkable, one of a kind loan officer. I HIGHLY recommend talking to Scott before you proceed with anyone else!