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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Easy to work with and efficient
Micah is very personable, making him easy to work with, while also clearly explaining details and getting the job done fast and correct. He always answered questions promptly and to our satisfaction in a way that was understandable. It was clear that he cares a great deal about his clients and does excellent work for...
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silaspugatch

Borrower from Lutherville Timonium, MD
Service
I have used them multiple times the staff as well as Mr Rabinowitz are Great they are attentive and make the whole process simple and seamless I highly recommend

oem8

Borrower from Florham Park, NJ
Outstanding Costumer Service
It was a pleasure working with Ozzie. He guided us through the entire process with clear instructions, updates and was there to answer any questions. Ozzie’s professionalism and and communication was really outstanding.

Rachel and Andrew R.

Borrower from Clifton, NJ
Effective Team
Mr. Greenberg leads a very professional and effective team that made the reverse mortgage process smooth and painless. I was treated with respect, concern and patience, always with a wonderful attitude.

pkyvernitis

Borrower from Astoria, NY
Highly recommended lender
It was my first time buying a house and Scott was by far the team leader of the very confusing presses of purchasing my property. You can always rely on Scott to be available 24 seven and always quick to respond. Be sure to expect the perfect execution of any deal with Scott on your...
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David Nehaice

Borrower from New York, NY
Excellent customer service!
Everything went smoothly and we closed on time with no issues. We were shepherded through the entire process by Ozzie and his staff. We were very happy with him and we would use him again if the occasion arose.

zeke323

Borrower from Highland Park, NJ
Unbelievable
As a self employed individual in the service industry I knew it would be difficult to get a loan. Ozzie said he could make it happen, and it wasn’t easy but he along with his wonderful assistant Julie got it done. Now I have a beautiful home in a wonderful community for my wife and...
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timpolys

Borrower from Boynton Beach, FL
WE HAVE NO WORDS....
Ozzie exceeded all of our expectations! He explained the home buying process in detail at the beginning so there were no surprises. He was always very responsive and quick to provide accurate data on various rates and loan options available .Ozzie stayed on top of action items that needed resolved to ensure the loan closed...
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ital

Borrower from Lakewood, NJ
Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
Fast, secure and reliable lender. Ozzie's team took care of my mortgage process from day 1 until closing.
Fast, secure and reliable lender. Ozzie’s team took care of my mortgage process from day 1 until closing. I would recommend this lender to anyone. Ozzie’s team were on top on all needs to close fast and with the best interest rate in the market.

ateodosio18

Borrower from Newark, NJ

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.