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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Outstanding professional, Customer always first, A++
We closed 2 mortgages with Scott, and both times he guided us with clarity through our complicated situations. He’s always been extremely patient, knowledgeable, and responsive. Most importantly, he structured the loan that was best optimized to our unique situation, never pushing or rushing the process, despite changes in our income.

Gene

Borrower from New York, NY
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY
THE BEST
Ozzie Rabinowitz and his capable team has led us step by step through the process of getting our mortgage. He did it quickly patiently and efficiently answering all our questions. what more is there to ask for give him a call today.

Tzvi Wolfe

Borrower from Jackson, NJ
5 star’s
My experience with Scott as my loan officer was truly exceptional. Scott’s expertise and dedication were evident every step of the way during my mortgage loan process. He provided clear, insightful guidance, answered all my questions promptly, and worked tirelessly to secure the best terms for my loan. Scott’s professionalism and commitment to his clients...
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Shipu

Borrower from Valley Stream, NY
AAA+++
Closing a home is a complicated process and Ozzie did super fantastic in getting the loan approved. The loan got approved timely and the interest rate provided was great. He was available to speak most of the times including the evenings and weekends. I’d highly recommend anyone to get their loan approved with him.

Joe

Borrower from Guttenburg, NJ
Extremely impressed
It was a real pleasure working with Ozzie Rabinowitz and his team… I would highly recommend him to friends and family it was a professional experience throughout the process

Chaim Feller

Borrower from Lakewood, NJ
One Of The Best
Mr. Scott Mantel made my first time buying experience very comfortable. He did my loan very professionally and efficiently. He is very good at what he does. He responds to emails, texts, etc. very fast as well. Always made sure everything was going smooth. I recommend him to anyone who is looking for a home...
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johninc16

Borrower from Staten Island, NY
Amazing experience with my loan process.
I must say that my recent mortgage refinance was a smooth, seamless experience. Mr Mantel is extremely knowledgeable and was able to guide us through the loan process with ease. He was always available to answer any questions that we had. We are extremely happy with the loan that Me Mantel was able to get...
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dwaynekd

Borrower from Brooklyn, NY
Ozzie is one of the best.
Ozzie helped me to buy my first home in an incredibly daunting seller’s market. If I had to do it again, I’m honestly not sure that I would, given how stressful it was, but I was glad to have Ozzie and Julie helping me through this process. He has the patience of a saint. I...
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anil roka

Borrower from Jersey City, NJ
Highly recommended lender
It was my first time buying a house and Scott was by far the team leader of the very confusing presses of purchasing my property. You can always rely on Scott to be available 24 seven and always quick to respond. Be sure to expect the perfect execution of any deal with Scott on your...
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David Nehaice

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.