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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Avrohom Prero
Ozzie and Team were a pleasure to work with. They held my hand every step of the way guiding me with patience, knowledge, and expertise. Highly recommended!

Avrohom Prero

Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!

beckywinters3

Borrower from Shrewsbury, NJ
Ozzie is 'da man'!
Ozzie and Julie together form a team of competence, unfailing attention to detail, and utmost professionalism. Whatever your housing situation, they can put something together that’ll get you in the door. Keep on rocking, guys!

edelmansnorth

Borrower from Cincinnati, OH
Excellent in every regard
Scott was honest, diligent, and very helpful. His advice was spot on and was always on top of his game. He found the optimal solution for our needs, which came in as much less costly than all the other alternatives we considered. Lastly, he stuck with us thru an 8 month period where we were...
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Mike

Borrower from New York, NY
Excellent service
I could not have gotten better service. Everything was clearly explained and carried out with such efficiency. Would not ask for anything different next time around.

nechama birnbaum50

Borrower from Lakewood, NJ
Borrowers
Our experience with Mike Harrell was outstanding. He was knowledgable, helpful, polite, and respectful of our feelings and needs. He helped us to understand how a Reverse Mortgage worked and how it applied to us. He expertly led us through the entire process, making us feel confident we were doing the right thing. We trust...
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Jim W. and Ms. Craig W.

Professional, Competent and Responsive
Micah embodied the qualities one hopes to see in in a professional who is guiding you through a complex transaction. He was clearly competent and dealt with me on a professional basis – neither ignoring my concerns nor being condescending in addressing them. He was responsive, personable and a thorough delight to work with.
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Jim Hargarten

Borrower from San Francisco, CA
Ozzie made the mortgage process incredibly easy and stress-free.
Ozzie made the mortgage process incredibly easy and stress-free. He took the time to understand my needs and found me a great rate. Everything was explained clearly, with no hidden fees or surprises. His honesty and professionalism gave me total confidence in my decisions. If you need a broker who truly cares, Ozzie is the...
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Norton Syman

Before working with Scott, I was looking at a possible 2 family home in Cypress ...
Scott is definitely and expert and one of the best when it comes to getting a deal done but it is sooooo much more than that. Before working with Scott, I was looking at a possible 2 family home in Cypress Hill. After working with Scott, I purchased a 3 family home in the hottest...
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Adeola Fadeyibi

Borrower from New York, NY
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
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Ede & Harald Ziemath

Borrower from Cary, NC

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.