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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Scott “the mortgage guy” Mantel!
This gentleman right here is worth his weight in Gold! This was my first mortgage and I don’t think there’s a better educator out there. He walked me through the whole process. Worked super late hours and got me my loan quick. And easy. He’s super efficient and knows what he’s doing. I was referred...
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garciajeremy518@gmai

Borrower from Lindenhurst, NY
Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ
Paul Brown
Mr. Rabinowiz was very professional, courteous and knowledgable when it came to securing our mortgage. His team made our first time home buying experience a delight and easy. Moreover, his rates are the best in todays market!!! Very highly recommended and will be a returning client for future financial endeavors

Paul Brown

Scott David Mantel
Scott was very helpful, he guided me through everything. He was excellent. He explains everything clear and to the point. He goes beyond his responsibilities to make sure he is serving his clients. He is a complete professional.

robbya59

Borrower from Freehold, NJ
First time Homebuyer
Ozzie and Julie were brilliant in helpibg me achieve homeownership. From day one Ozzie was patient, resourceful,and only had my best interest at hand. I am so blessed to have had him as a consultant and lender.

marondac

Borrower from Navarre, FL
Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!

beckywinters3

Borrower from Shrewsbury, NJ
Borrower
Anthony, you have made a difference in our future and I wanted to thank you for giving us the opportunity, through the reverse mortgage, to stay in my home. We have so many loving memories here and will continue to do so with my children and grandchildren.

Marietta & Gilbert E.

very helpful and friendly.
Scott is Very very helpful and friendly. He worked with me to prepared all the appropriate documentation that I needed and guided me through process. I can’t thank him enough with my home buying journey. Thank you again!

zamil69ny

Borrower from New York, NY
#GoforIt!
We we’re very pleased with our dealings with Mr. Rabinowitz. He and his secretary helped us through the entire mortgage process very clearly and patiently giving us a pleasant experience with what might otherwise have been a confusing and stressful ordeal.

Very Satisfied

Borrower from Lakewood, NJ
He explained every aspect thoroughly & clearly.
Scott helped me through the mortgage process from start to finish. He explained every aspect thoroughly & clearly. He always answered my calls or emails within minutes and was quite patient with all my questions & concerns. He was a great help during a stressful process and I have recommended him to several friends.

zuser20141027163135221

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.