Learn more

Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
View More

Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
view more

Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
view more

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Read More

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Ozzie was wonderful to work with!
Ozzie Rabinowitz a wonderful person to work with. He answered all of our questions. He worked with us throughout the long process of buying our home. I would recommend him to everyone.

Tehilla

Borrower from Albany, NY
Highly recommend
Scott was effective and efficient in the real estate industry. I recommend Scott to my friends and family. Im hoping we will be doing business again. Scott was constantly updating me every step in this process and took the time to explain all the things i didn’t understand.

roguetorch

Borrower from New York, NY
Excellent
Micah was superb in every aspect of our process. We couldn’t be more pleased or confident. We will absolutely use him again. He returned calls promptly, fully answered all of our questions and was efficient and professional in assisting with each step of our transaction, shepherding it to successful completion.

erice0046

Borrower from San Diego, CA
Extremely impressed
It was a real pleasure working with Ozzie Rabinowitz and his team… I would highly recommend him to friends and family it was a professional experience throughout the process

Chaim Feller

Borrower from Lakewood, NJ
Ozzie has always done a great job for me and also my clients.
Ozzie has always done a great job for me and also my clients. He goes over and beyond to get the job done. I highly recommend Ozzie!

Paula Catino

Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Service
I have used them multiple times the staff as well as Mr Rabinowitz are Great they are attentive and make the whole process simple and seamless I highly recommend

oem8

Borrower from Florham Park, NJ
Top notch!
Thank you so much Scott from start to finish with an outstanding job! We couldn’t have asked for a better experience! We highly recommend Scott and his team for all your mortgage needs!

zuser201504261550016

Borrower from Oceanside, NY
Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!

beckywinters3

Borrower from Shrewsbury, NJ
We closed a loan with him that was extremely complicated and previous mortgage brokers ...
Scott is extremely smart, a straight shooter, resourceful and has extensive knowledge of the industry. We closed a loan with him that was extremely complicated and previous mortgage brokers had not been able to handle. Cannot say enough good things about him.

bnthuo

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
Name(Required)
How can we help?
Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.