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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Then we were introduced to Scott through a mutual friend, Thank God!!.
We bought our first home in Jan 2014, Being very naive thought everything we saw and heard from certain mortgage companies was Gospel. Then we were introduced to Scott through a mutual friend, Thank God!!. The housing market in all it’s glory was explained in a heartbeat . Scott did such a good job on...
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neil71

Borrower from Lynbrook, NY
Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!

beckywinters3

Borrower from Shrewsbury, NJ
Strongly recommend!!
Ozzie helped us with our refinancing and I cannot recommend Ozzie and his team enough. They were so easy to work with, quick to respond and very professional. Ozzie helped us everyday and was quick to respond to us about all our questions and problems. I’m truly grateful I had the opportunity to work with...
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Jay Thakuri

Borrower from Jersey City, NJ
Ozzie is amazing!
Quick, professional, efficient, pleasant. What more can you ask for? Overall a wonderful experience especially contrasted to what I know others have gone through with a refi.

redblimp

Borrower from Lakewood, NJ
zevie feinsod
Ozzie was a pleasure to deal with from beginning to end! He was always there for us when we needed him. And he got us the best deal out there!

zevie feinsod

Pleasure to Work With Micah
Micah was such a pleasure to work with – from beginning to end. Thank you, Micah, for your help at a time I didn’t even know I needed it! I was so satisfied, I referred my neighbors to Micah also.

brunabar6

Borrower from Lake Wales, FL
Great experience!!
Ozzie is a really fun guy to work with. Very knowledgeable and knows how to get stuff done! Always super quick responses for emails and phone calls.

hudigreenberger

Borrower from Toms River, NJ
Excellent
Micah was superb in every aspect of our process. We couldn’t be more pleased or confident. We will absolutely use him again. He returned calls promptly, fully answered all of our questions and was efficient and professional in assisting with each step of our transaction, shepherding it to successful completion.

erice0046

Borrower from San Diego, CA
Solid pro who understands 1st time home buyers
Scott is a pro who explained all of our financing options. He is very responsive. He went above and beyond to help us get the best rate. Speak with him and you’ll understand why he should be on your short list.

Ysal

Borrower from New York, NY
Great Lender
Scott is a great guy that gets to know his clients. He gets the job done swiftly and within the timeframe given. I could not recommend anyone more to help one out with buying a place

justin

Borrower from Bronxville, NY

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.