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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

Borrower
Bobby, I cannot thank you enough for helping me through this [reverse mortgage] process. You really went above and beyond to help me out and I appreciate it more than words can say. I can’t believe I’m finally able to pay all of my medical bills off and fix up the house! I’m so happy...
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Maria G.

Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
I would highly recommend him!!
We have used Scott for multiple mortgage loans, and every time he has done an amazing job. He walks us through great detail with every option, and answers all of our questions. He is also able to really figure out difficult situations, and always gets us a great outcome. I would highly recommend him!! We...
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Kerstin Larson

Borrower from New York, NY
Nick L
Miami Florida – Ozzie and his team are excellent. Challenging refinance handled expertly, with great service every step of the way. Thank you guys. -Nick L
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NickL

Borrower from Miami, FL
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA
Highly recommended lender
It was my first time buying a house and Scott was by far the team leader of the very confusing presses of purchasing my property. You can always rely on Scott to be available 24 seven and always quick to respond. Be sure to expect the perfect execution of any deal with Scott on your...
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David Nehaice

Borrower from New York, NY
It was a pleasure doing business with Scott
I made an excellent choice when I chose a loan officer. Scott has the ability to personalize the need of his clients . He is knowledgable, extremely reliable, courteous .He is an excellent asset to his company. I will always recommend him to other buyers

zuser202003301725404

Borrower from New York, NY
An advocate who puts client wellbeing ahead of personal profit
This is the third mortgage that Scott has managed for me (one original and two refi’s.) Scott’s is consistently thoughtful, explains everything clearly, exercises good judgement and provides everything that I need so that I can make a fully informed decision.

igranick

Borrower from New York, NY
Professional, very fast response.
Ozzie and his team were a pleasure to work with. I was a first time home buyer, and Ozzie was able to provide advice even at a personal level. We went for a 30 day closing and had everything done with really almost a week to spare which was spent reviewing closing costs, including finding...
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stevenlmark

Borrower from Piscataway, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.