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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

the great thing was the patience, professionalism and availabilty to answer any queries at any moment. Really nothing can have been better
The lender explained the process very clearly and was open to question which were answered more than one time. I was very at ease with them,. There was no pressure and really very nice in their dealings. They wanted to make sure that every step of the process was understood and try to help at...
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rbenno

Borrower from Jackson, NJ
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
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frenchy505845

Borrower from Jackson, NJ
An extremely helpful lender
Ozzie and his team where very helpful and informative throughout the process from n pre-approval to closing and even beyond… He prepared us before every step of the process and for every complicated situation he did the work required to get it done smoothly, without hesitation! Since my closing I have even recommended Ozzie to...
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aronmek

Borrower from New York, NY
Ede Ziemathis
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today. He will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills...
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Ede Ziemathis

Before working with Scott, I was looking at a possible 2 family home in Cypress ...
Scott is definitely and expert and one of the best when it comes to getting a deal done but it is sooooo much more than that. Before working with Scott, I was looking at a possible 2 family home in Cypress Hill. After working with Scott, I purchased a 3 family home in the hottest...
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Adeola Fadeyibi

Borrower from New York, NY
We closed a loan with him that was extremely complicated and previous mortgage brokers ...
Scott is extremely smart, a straight shooter, resourceful and has extensive knowledge of the industry. We closed a loan with him that was extremely complicated and previous mortgage brokers had not been able to handle. Cannot say enough good things about him.

bnthuo

Borrower from New York, NY
AAA+++
Closing a home is a complicated process and Ozzie did super fantastic in getting the loan approved. The loan got approved timely and the interest rate provided was great. He was available to speak most of the times including the evenings and weekends. I’d highly recommend anyone to get their loan approved with him.

Joe

Borrower from Guttenburg, NJ
Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
Ozzie was wonderful to work with!
Ozzie Rabinowitz a wonderful person to work with. He answered all of our questions. He worked with us throughout the long process of buying our home. I would recommend him to everyone.

Tehilla

Borrower from Albany, NY

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.