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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Highly recommend
Scott was very professional , I was able to close on three deals. He and his team were very helpful I had a pleasant experience. I would highly recommend Scott .

Betty Luckain

Borrower from Brooklyn, NY
Professional and so helpful
Andre is top notch. I would definitely use him again. I felt confident that everything was getting done. Andre worked with me from start to finish. He explained the process and guided me through it.

janeg22

Borrower from Englewood, NJ
Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
Ozzie is determined to get you a loan approval & at the BEST possible rate. Great service ,efficienct&organized!
He explained step by step clearly. He didn’t leave anything out or skip any steps.I knew exactly what needed to be done. I have ,and will continue to recommend Ozzie to others!

landleichenstein

Borrower from Jackson, NJ
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

Pleasure to Work With Micah
Micah was such a pleasure to work with – from beginning to end. Thank you, Micah, for your help at a time I didn’t even know I needed it! I was so satisfied, I referred my neighbors to Micah also.

brunabar6

Borrower from Lake Wales, FL
Solid pro who understands 1st time home buyers
Scott is a pro who explained all of our financing options. He is very responsive. He went above and beyond to help us get the best rate. Speak with him and you’ll understand why he should be on your short list.

Ysal

Borrower from New York, NY
An advocate who puts client wellbeing ahead of personal profit
This is the third mortgage that Scott has managed for me (one original and two refi’s.) Scott’s is consistently thoughtful, explains everything clearly, exercises good judgement and provides everything that I need so that I can make a fully informed decision.

igranick

Borrower from New York, NY
First time Homebuyer
Ozzie and Julie were brilliant in helpibg me achieve homeownership. From day one Ozzie was patient, resourceful,and only had my best interest at hand. I am so blessed to have had him as a consultant and lender.

marondac

Borrower from Navarre, FL

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.