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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55†
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

the great thing was the patience, professionalism and availabilty to answer any queries at any moment. Really nothing can have been better
The lender explained the process very clearly and was open to question which were answered more than one time. I was very at ease with them,. There was no pressure and really very nice in their dealings. They wanted to make sure that every step of the process was understood and try to help at...
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rbenno

Borrower from Jackson, NJ
#1 RECOMMENDED MORTGAGE LENDER!!
I had the opportunity to have Ozzie Rabinowitz handle the mortgage aspect of my home purchase. He is a respectful, very knowledgeable individual that treats your questions and concerns like his own. He extended countless hours and advice beyond what is expected of a lender in the most patient and dignified manner. He is well...
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nettie72

Borrower from Lakewood, NJ
Highly Recommend
From the very beginning to closing, Scott was very responsive and patient all the way. Always worked, sometimes on the weekends, sometimes in the middle of the night! Not only did he give us the best rate, he was also able to close on time as promised. It was not an easy process getting a...
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Gene Pyo

Borrower from New York, NY
The best
Scott hands down is the best!!! He went above and beyond to help my mom and myself to secure purchasing our first home!! Very personable and knowledgeable. Couldn’t ask to work with a better Lender! I will definitely recommend him to my friends and family in the future on their journey of purchasing a home.

rolandawwright

Borrower from New York, NY
EXCEPTIONAL!
Ozzie is excellent , Entire process he made it so simple that I am already planning to buy one more house . Great service , Great team and most important response time is so quick unbelievable

pkhannyc

Borrower from Jersey City, NJ
Professional, very fast response.
Ozzie and his team were a pleasure to work with. I was a first time home buyer, and Ozzie was able to provide advice even at a personal level. We went for a 30 day closing and had everything done with really almost a week to spare which was spent reviewing closing costs, including finding...
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stevenlmark

Borrower from Piscataway, NJ
5 star’s
My experience with Scott as my loan officer was truly exceptional. Scott’s expertise and dedication were evident every step of the way during my mortgage loan process. He provided clear, insightful guidance, answered all my questions promptly, and worked tirelessly to secure the best terms for my loan. Scott’s professionalism and commitment to his clients...
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Shipu

Borrower from Valley Stream, NY
Highly recommend
Scott was very professional , I was able to close on three deals. He and his team were very helpful I had a pleasant experience. I would highly recommend Scott .

Betty Luckain

Borrower from Brooklyn, NY
Ozzie is 'da man'!
Ozzie and Julie together form a team of competence, unfailing attention to detail, and utmost professionalism. Whatever your housing situation, they can put something together that’ll get you in the door. Keep on rocking, guys!

edelmansnorth

Borrower from Cincinnati, OH
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY

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We are looking forward to speaking with you.
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Disclosures
†The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.