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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Amazing
Scott is heaven sent. He was patient and understanding, holding my hand step by step through the process of buying our very first house. He answered every question and concern and simplified the entire process. My family and I are so grateful, thanks to Scott we are living in our dream home.

sherrib87

Borrower from New York, NY
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Satisfied client
Ozzie and his team were extremely helpful guiding us through the process & had our best interests in mind throughout the entire mortgage process. Thank you very much!

Satisfied Client

Borrower from Toms River, NJ
Excellent
Micah was superb in every aspect of our process. We couldn’t be more pleased or confident. We will absolutely use him again. He returned calls promptly, fully answered all of our questions and was efficient and professional in assisting with each step of our transaction, shepherding it to successful completion.

erice0046

Borrower from San Diego, CA
Knows his product and very flexible
Scott came with a recommendation from a coworker. I figure let me see if he is up for a challenge. My refinancing was for several issues and he address all and made the process so easy. He was my reminder when i got busy at work and went through all the steps with me. Even...
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Roxanne

Borrower from New York, NY
Excellent experience
I had a very pleasant and professional experience dealing with Ozzie Rabinowitz and staff. I would highly recommend using their services. It was a pleasure working with them. They were very courteous and pleasant to deal with. Thank You,

s1197gold

Borrower from Lakewood, NJ
Ozzie Rabinowitz has his clients' best interest in mind at all times!
I have done 3 refinancing with Mr. Rabinowitz and he and his staff are wonderful to work with. I have recommended him to my family and friends and they were also extremely satisfied with his services.

ycapraun

Borrower from Toms River, NJ
Borrower
I’m very direct…short, sweet, and to the point and I like to deal in business exactly that way. Mr.Randall certainly withstood the heat. When I first spoke to him, I admitted that I was quite harsh. He presented an amazing deal and I sent him packing! He persistently followed up with me until I came...
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Brian K.

Ozzie has always done a great job for me and also my clients.
Ozzie has always done a great job for me and also my clients. He goes over and beyond to get the job done. I highly recommend Ozzie!

Paula Catino

The person who I really wanna appreciate to “Scott”
We met Scott at the suggestion of a realtor we had been working with before we bought our new home. Hesitant at first, our skepticism quickly disappeared! Scott was thorough at the very beginning with our application. Some of the income was very complicated and he spent endless hours to make sure he had a...
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Jahanara akhter

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.