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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
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Ede & Harald Ziemath

Borrower from Cary, NC
Knows his product and very flexible
Scott came with a recommendation from a coworker. I figure let me see if he is up for a challenge. My refinancing was for several issues and he address all and made the process so easy. He was my reminder when i got busy at work and went through all the steps with me. Even...
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Roxanne

Borrower from New York, NY
WE HAVE NO WORDS....
Ozzie exceeded all of our expectations! He explained the home buying process in detail at the beginning so there were no surprises. He was always very responsive and quick to provide accurate data on various rates and loan options available .Ozzie stayed on top of action items that needed resolved to ensure the loan closed...
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ital

Borrower from Lakewood, NJ
Avrohom Prero
Ozzie and Team were a pleasure to work with. They held my hand every step of the way guiding me with patience, knowledge, and expertise. Highly recommended!

Avrohom Prero

Scott “the mortgage guy” Mantel!
This gentleman right here is worth his weight in Gold! This was my first mortgage and I don’t think there’s a better educator out there. He walked me through the whole process. Worked super late hours and got me my loan quick. And easy. He’s super efficient and knows what he’s doing. I was referred...
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garciajeremy518@gmai

Borrower from Lindenhurst, NY
Ozzie was wonderful to work with!
Ozzie Rabinowitz a wonderful person to work with. He answered all of our questions. He worked with us throughout the long process of buying our home. I would recommend him to everyone.

Tehilla

Borrower from Albany, NY
Ozzie made the mortgage process incredibly easy and stress-free.
Ozzie made the mortgage process incredibly easy and stress-free. He took the time to understand my needs and found me a great rate. Everything was explained clearly, with no hidden fees or surprises. His honesty and professionalism gave me total confidence in my decisions. If you need a broker who truly cares, Ozzie is the...
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Norton Syman

Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
Ozzie was excellent from start to end
Couldn’t imagine finding a better loan officer then Ozzie and his assistant Julie. From the very start Ozzie gave us all the time we needed to determine the loan amount that was appropriate for us and when to lock…we felt like we talking to old friends…present sent from heaven. Strongly recommend you use him!! We...
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yjakubovics

Borrower from New City, NY
Perfect!
Ozzie was so efficient from day one they were on top of everything! Everything went so fast and smooth! Ozzie was also a real pleasure to work with he always let me know right away if we were missing anything and took care of it all! We highly recommend using him!

princessyocheved

Borrower from Jackson, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.