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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I was a little unsure calling about a Reverse Mortgage, but when I got Bobby on the phone, he immediately made me feel comfortable. He’s extremely easy to talk to and he gave me a lot of useful information. The best part about working with Bobby is he never forced my wife and I to...
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Terry D.

zevie feinsod
Ozzie was a pleasure to deal with from beginning to end! He was always there for us when we needed him. And he got us the best deal out there!

zevie feinsod

Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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drc08904

Borrower from Highland Park, NJ
Very positive experience
Nationwide is extremely knowledgeable and guided us every step of the way to make this the most positive experience. I really recommend working with them as Ive worked with them!

sorifischer

Borrower from Lakewood, NJ
Completely satisfied
Scott was personable, down to earth, extremely knowledgeable and supportive every step of the way. He knew the difficulties with covid, the lenders, and my paricular circumstances. I dont think I would have gotten through the various difficulties without him and he never gave up.

timothyberg13

Borrower from Brooklyn, NY
Before working with Scott, I was looking at a possible 2 family home in Cypress ...
Scott is definitely and expert and one of the best when it comes to getting a deal done but it is sooooo much more than that. Before working with Scott, I was looking at a possible 2 family home in Cypress Hill. After working with Scott, I purchased a 3 family home in the hottest...
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Adeola Fadeyibi

Borrower from New York, NY
Brad D
“Ozzie and Julie are true professionals and a pleasure to work with. They communicated every step of the way and made the process as easy as possible. I highly recommend their services.”

Brad D

Borrower from NJ
Borrower
I’m very direct…short, sweet, and to the point and I like to deal in business exactly that way. Mr.Randall certainly withstood the heat. When I first spoke to him, I admitted that I was quite harsh. He presented an amazing deal and I sent him packing! He persistently followed up with me until I came...
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Brian K.

Unbelievable
As a self employed individual in the service industry I knew it would be difficult to get a loan. Ozzie said he could make it happen, and it wasn’t easy but he along with his wonderful assistant Julie got it done. Now I have a beautiful home in a wonderful community for my wife and...
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timpolys

Borrower from Boynton Beach, FL
Ozzie was excellent from start to end
Couldn’t imagine finding a better loan officer then Ozzie and his assistant Julie. From the very start Ozzie gave us all the time we needed to determine the loan amount that was appropriate for us and when to lock…we felt like we talking to old friends…present sent from heaven. Strongly recommend you use him!! We...
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yjakubovics

Borrower from New City, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.