Learn more

Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
View More

Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
view more

Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
view more

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Read More

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Great guy
He was very knowledgeable of everything that’s needed to complete my loan very easy to talk to a great ability to answer phone calls and emails back in a very timely fashion

Darrel Mullings

Borrower from Brooklyn, NY
Excellent experience
Andre went above and beyond to ensure the process went smoothly and quickly. He was very diligent in all aspects of handling our loan. He patiently explained each step whenever we didn’t understand (and at times also explained processes that didn’t even pertain to our mortgage) and hand held us from start to end. I...
Read More

James Scott

Borrower from Montclair, NJ
Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ
Ozzie is one of the best.
Ozzie helped me to buy my first home in an incredibly daunting seller’s market. If I had to do it again, I’m honestly not sure that I would, given how stressful it was, but I was glad to have Ozzie and Julie helping me through this process. He has the patience of a saint. I...
Read More

anil roka

Borrower from Jersey City, NJ
Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
Read More

drc08904

Borrower from Highland Park, NJ
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
Read More

Ede & Harald Ziemath

Borrower from Cary, NC
Borrower
My name is Carol R. and Mike Harrell helped us with our reverse mortgage in 2016. I am a Texas Tech (1961) graduate with a BBA in Accounting, so I at least knew something about what we are doing, but Mike made it as “painless” as possible. He kept us informed all the way through...
Read More

Carol R.

Highly Recommended!
Ozzie and Julie were great ! They did a excellent job addressing my questions and concern’s patiently and every thing was done efficiently and effectively.

syc613

Borrower from Lakewood, NJ
Ozzie Rabinowitz has his clients' best interest in mind at all times!
I have done 3 refinancing with Mr. Rabinowitz and he and his staff are wonderful to work with. I have recommended him to my family and friends and they were also extremely satisfied with his services.

ycapraun

Borrower from Toms River, NJ
Completely satisfied
Scott was personable, down to earth, extremely knowledgeable and supportive every step of the way. He knew the difficulties with covid, the lenders, and my paricular circumstances. I dont think I would have gotten through the various difficulties without him and he never gave up.

timothyberg13

Borrower from Brooklyn, NY

How can we help?

We are looking forward to speaking with you.
Name(Required)
How can we help?
Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.