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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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drc08904

Borrower from Highland Park, NJ
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
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Ede & Harald Ziemath

Borrower from Cary, NC
An advocate who puts client wellbeing ahead of personal profit
This is the third mortgage that Scott has managed for me (one original and two refi’s.) Scott’s is consistently thoughtful, explains everything clearly, exercises good judgement and provides everything that I need so that I can make a fully informed decision.

igranick

Borrower from New York, NY
Before working with Scott, I was looking at a possible 2 family home in Cypress ...
Scott is definitely and expert and one of the best when it comes to getting a deal done but it is sooooo much more than that. Before working with Scott, I was looking at a possible 2 family home in Cypress Hill. After working with Scott, I purchased a 3 family home in the hottest...
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Adeola Fadeyibi

Borrower from New York, NY
We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
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marshalleshuster6

Borrower from Fleischmanns, NY
Amazing experience with my loan process.
I must say that my recent mortgage refinance was a smooth, seamless experience. Mr Mantel is extremely knowledgeable and was able to guide us through the loan process with ease. He was always available to answer any questions that we had. We are extremely happy with the loan that Me Mantel was able to get...
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dwaynekd

Borrower from Brooklyn, NY
Amazing
Scott is heaven sent. He was patient and understanding, holding my hand step by step through the process of buying our very first house. He answered every question and concern and simplified the entire process. My family and I are so grateful, thanks to Scott we are living in our dream home.

sherrib87

Borrower from New York, NY
Excellent in every regard
Scott was honest, diligent, and very helpful. His advice was spot on and was always on top of his game. He found the optimal solution for our needs, which came in as much less costly than all the other alternatives we considered. Lastly, he stuck with us thru an 8 month period where we were...
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Mike

Borrower from New York, NY
Borrower
I first had dealings with Mike when he helped an old friend of mine with her reverse mortgage so I knew who to call when it was time for my reverse mortgage. Mike professionally guided me through the process and everything unfolded just as he told me it would. I never had to guess what...
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James B.

Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.