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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Professional and so helpful
Andre is top notch. I would definitely use him again. I felt confident that everything was getting done. Andre worked with me from start to finish. He explained the process and guided me through it.

janeg22

Borrower from Englewood, NJ
Service
I have used them multiple times the staff as well as Mr Rabinowitz are Great they are attentive and make the whole process simple and seamless I highly recommend

oem8

Borrower from Florham Park, NJ
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
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Ede & Harald Ziemath

Borrower from Cary, NC
Scott “the mortgage guy” Mantel!
This gentleman right here is worth his weight in Gold! This was my first mortgage and I don’t think there’s a better educator out there. He walked me through the whole process. Worked super late hours and got me my loan quick. And easy. He’s super efficient and knows what he’s doing. I was referred...
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garciajeremy518@gmai

Borrower from Lindenhurst, NY
Great Lender
Scott is a great guy that gets to know his clients. He gets the job done swiftly and within the timeframe given. I could not recommend anyone more to help one out with buying a place

justin

Borrower from Bronxville, NY
I would highly recommend him!!
We have used Scott for multiple mortgage loans, and every time he has done an amazing job. He walks us through great detail with every option, and answers all of our questions. He is also able to really figure out difficult situations, and always gets us a great outcome. I would highly recommend him!! We...
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Kerstin Larson

Borrower from New York, NY
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Ozzie made the mortgage process incredibly easy and stress-free.
Ozzie made the mortgage process incredibly easy and stress-free. He took the time to understand my needs and found me a great rate. Everything was explained clearly, with no hidden fees or surprises. His honesty and professionalism gave me total confidence in my decisions. If you need a broker who truly cares, Ozzie is the...
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Norton Syman

Excellent
Micah was superb in every aspect of our process. We couldn’t be more pleased or confident. We will absolutely use him again. He returned calls promptly, fully answered all of our questions and was efficient and professional in assisting with each step of our transaction, shepherding it to successful completion.

erice0046

Borrower from San Diego, CA
Nick L
Miami Florida – Ozzie and his team are excellent. Challenging refinance handled expertly, with great service every step of the way. Thank you guys. -Nick L
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NickL

Borrower from Miami, FL

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.