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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Highly recommend
Scott was very professional , I was able to close on three deals. He and his team were very helpful I had a pleasant experience. I would highly recommend Scott .

Betty Luckain

Borrower from Brooklyn, NY
Borrower
When I first spoke with Mr.Randall it was because I was referred by my sister’s husband. His confidence and presence over the phone have a way of easing you. I was previously told that it was not possible to help me with a Reverse Mortgage. I had a very touch issue with my deed because...
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Aleida R.

Nick L
Miami Florida – Ozzie and his team are excellent. Challenging refinance handled expertly, with great service every step of the way. Thank you guys. -Nick L
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NickL

Borrower from Miami, FL
Ozzie Rabinowitz
Ozzie and his team were a real pleasure to work with! Their thorough knowledge and patience made the process that much smoother and easier. They were always available for us and were a real support throughout! Thank you Ozzie for such a positive experience!

scoriat

Borrower from Philadelphia, PA
Outstanding Costumer Service
It was a pleasure working with Ozzie. He guided us through the entire process with clear instructions, updates and was there to answer any questions. Ozzie’s professionalism and and communication was really outstanding.

Rachel and Andrew R.

Borrower from Clifton, NJ
AAA+++
Closing a home is a complicated process and Ozzie did super fantastic in getting the loan approved. The loan got approved timely and the interest rate provided was great. He was available to speak most of the times including the evenings and weekends. I’d highly recommend anyone to get their loan approved with him.

Joe

Borrower from Guttenburg, NJ
The person who I really wanna appreciate to “Scott”
We met Scott at the suggestion of a realtor we had been working with before we bought our new home. Hesitant at first, our skepticism quickly disappeared! Scott was thorough at the very beginning with our application. Some of the income was very complicated and he spent endless hours to make sure he had a...
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Jahanara akhter

Borrower from New York, NY
Borrowers
Our experience with Mike Harrell was outstanding. He was knowledgable, helpful, polite, and respectful of our feelings and needs. He helped us to understand how a Reverse Mortgage worked and how it applied to us. He expertly led us through the entire process, making us feel confident we were doing the right thing. We trust...
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Jim W. and Ms. Craig W.

Excellent To Do Business With!!!!!
Doing business with Scott was a pleasure. He kept you informed of every step and was patient. He knows exactly what’s needed and relays information easily. There is no other person I would work with in the future!!!!!

mingdynastytrucking

Borrower from East Stroudsburg, PA
Ozzie Rabinowitz
Ozzie and his team were introduced to us by our Financial Advisor – he came highly recommended. My wife and I are completely satisfied with Ozzie and co. and they work that they did for us – they were very organized and thorough. We were new to the process and Ozzie was very attentive and...
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Mariko & Brian Migue

Borrower from Union, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.