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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
Anthony, you have made a difference in our future and I wanted to thank you for giving us the opportunity, through the reverse mortgage, to stay in my home. We have so many loving memories here and will continue to do so with my children and grandchildren.

Marietta & Gilbert E.

Great Service
I had a great experience using Ozzie Rabinowitz as a mortgage broker, Ozzie and Julie were extremely helpful and knowledgeable and always willing to help

JJJJJ t

Borrower from Jackson, NJ
He was skillful in putting together our complicated mortgage, calm during the tumultuous ...
Of the numerous people involved on both sides of our Brooklyn real estate transaction, Scott was the only one who seemed to have our best interest at heart. He was skillful in putting together our complicated mortgage, calm during the tumultuous months as the deal teetered off of several legal cliffs and in the end...
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rwbean4

Borrower from New York, NY
I would highly recommend him!!
We have used Scott for multiple mortgage loans, and every time he has done an amazing job. He walks us through great detail with every option, and answers all of our questions. He is also able to really figure out difficult situations, and always gets us a great outcome. I would highly recommend him!! We...
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Kerstin Larson

Borrower from New York, NY
Highly recommend
Scott was effective and efficient in the real estate industry. I recommend Scott to my friends and family. Im hoping we will be doing business again. Scott was constantly updating me every step in this process and took the time to explain all the things i didn’t understand.

roguetorch

Borrower from New York, NY
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA
Borrowers
Our experience with Mike Harrell was outstanding. He was knowledgable, helpful, polite, and respectful of our feelings and needs. He helped us to understand how a Reverse Mortgage worked and how it applied to us. He expertly led us through the entire process, making us feel confident we were doing the right thing. We trust...
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Jim W. and Ms. Craig W.

THE BEST
Ozzie Rabinowitz and his capable team has led us step by step through the process of getting our mortgage. He did it quickly patiently and efficiently answering all our questions. what more is there to ask for give him a call today.

Tzvi Wolfe

Borrower from Jackson, NJ
the great thing was the patience, professionalism and availabilty to answer any queries at any moment. Really nothing can have been better
The lender explained the process very clearly and was open to question which were answered more than one time. I was very at ease with them,. There was no pressure and really very nice in their dealings. They wanted to make sure that every step of the process was understood and try to help at...
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rbenno

Borrower from Jackson, NJ
Borrower
My name is Carol R. and Mike Harrell helped us with our reverse mortgage in 2016. I am a Texas Tech (1961) graduate with a BBA in Accounting, so I at least knew something about what we are doing, but Mike made it as “painless” as possible. He kept us informed all the way through...
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Carol R.

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.