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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Excellent customer service!
Everything went smoothly and we closed on time with no issues. We were shepherded through the entire process by Ozzie and his staff. We were very happy with him and we would use him again if the occasion arose.

zeke323

Borrower from Highland Park, NJ
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Highly recommend
Scott was very professional , I was able to close on three deals. He and his team were very helpful I had a pleasant experience. I would highly recommend Scott .

Betty Luckain

Borrower from Brooklyn, NY
Professional, Competent and Responsive
Micah embodied the qualities one hopes to see in in a professional who is guiding you through a complex transaction. He was clearly competent and dealt with me on a professional basis – neither ignoring my concerns nor being condescending in addressing them. He was responsive, personable and a thorough delight to work with.
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Jim Hargarten

Borrower from San Francisco, CA
Ozzie is determined to get you a loan approval & at the BEST possible rate. Great service ,efficienct&organized!
He explained step by step clearly. He didn’t leave anything out or skip any steps.I knew exactly what needed to be done. I have ,and will continue to recommend Ozzie to others!

landleichenstein

Borrower from Jackson, NJ
Knows his product and very flexible
Scott came with a recommendation from a coworker. I figure let me see if he is up for a challenge. My refinancing was for several issues and he address all and made the process so easy. He was my reminder when i got busy at work and went through all the steps with me. Even...
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Roxanne

Borrower from New York, NY
Easy to work with and efficient
Micah is very personable, making him easy to work with, while also clearly explaining details and getting the job done fast and correct. He always answered questions promptly and to our satisfaction in a way that was understandable. It was clear that he cares a great deal about his clients and does excellent work for...
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silaspugatch

Borrower from Lutherville Timonium, MD
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
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frenchy505845

Borrower from Jackson, NJ
Great experience!
Scott was so on top of my loan and made sure everything went smooth and was a pleasure to work with. I would only use Scott going forward. Thanks Scott!

dev1lman30

Borrower from New York, NY
Borrower
Bobby, I cannot thank you enough for helping me through this [reverse mortgage] process. You really went above and beyond to help me out and I appreciate it more than words can say. I can’t believe I’m finally able to pay all of my medical bills off and fix up the house! I’m so happy...
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Maria G.

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.