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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

#1 RECOMMENDED MORTGAGE LENDER!!
I had the opportunity to have Ozzie Rabinowitz handle the mortgage aspect of my home purchase. He is a respectful, very knowledgeable individual that treats your questions and concerns like his own. He extended countless hours and advice beyond what is expected of a lender in the most patient and dignified manner. He is well...
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nettie72

Borrower from Lakewood, NJ
Amazing, expert in his field, patient and dedicated
Scott was truly amazing, he provided clear insight and instruction, he made the process soothingly easy when I was giving up hope. His helped was significantly amazing in helping me secure the loan.

zuser201706182354513

Borrower from Brooklyn, NY
Excellent
Micah was superb in every aspect of our process. We couldn’t be more pleased or confident. We will absolutely use him again. He returned calls promptly, fully answered all of our questions and was efficient and professional in assisting with each step of our transaction, shepherding it to successful completion.

erice0046

Borrower from San Diego, CA
Excellent person
He is an excellent person and his team always are always ready and available for their clients. I recommend it, 100 % he is , responsible and trustworthy.I thank you for everything you did for us. I was attentive to everything from the beginning to the end of the buying process.

July cerda

Borrower from Birmingham, NJ
Highly recommended lender
It was my first time buying a house and Scott was by far the team leader of the very confusing presses of purchasing my property. You can always rely on Scott to be available 24 seven and always quick to respond. Be sure to expect the perfect execution of any deal with Scott on your...
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David Nehaice

Borrower from New York, NY
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY
Avrohom Prero
Ozzie and Team were a pleasure to work with. They held my hand every step of the way guiding me with patience, knowledge, and expertise. Highly recommended!

Avrohom Prero

Strongly recommend!!
Ozzie helped us with our refinancing and I cannot recommend Ozzie and his team enough. They were so easy to work with, quick to respond and very professional. Ozzie helped us everyday and was quick to respond to us about all our questions and problems. I’m truly grateful I had the opportunity to work with...
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Jay Thakuri

Borrower from Jersey City, NJ
An extremely helpful lender
Ozzie and his team where very helpful and informative throughout the process from n pre-approval to closing and even beyond… He prepared us before every step of the process and for every complicated situation he did the work required to get it done smoothly, without hesitation! Since my closing I have even recommended Ozzie to...
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aronmek

Borrower from New York, NY

How can we help?

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.