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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

THE BEST!!!
Ozzie has now closed 2 refinances for me and never was there even the slightest hick-up. From the initial phone call to discuss whether or not to refinance, Ozzie’s honesty and knowledge always had me believing my decision was correct. I have recommended his to family and friends who have all used him. He and...
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Joe A.

Borrower from Old Bridge, NJ
#GoforIt!
We we’re very pleased with our dealings with Mr. Rabinowitz. He and his secretary helped us through the entire mortgage process very clearly and patiently giving us a pleasant experience with what might otherwise have been a confusing and stressful ordeal.

Very Satisfied

Borrower from Lakewood, NJ
Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
The best
Scott hands down is the best!!! He went above and beyond to help my mom and myself to secure purchasing our first home!! Very personable and knowledgeable. Couldn’t ask to work with a better Lender! I will definitely recommend him to my friends and family in the future on their journey of purchasing a home.

rolandawwright

Borrower from New York, NY
Excellent service and patience
Ozzie’s knowledge & experience in Mortgages played a very important role in our getting us the funding we needed quickly. Ozzie was definitely Heaven sent! If you’re caught in a jam,Ozzie is definitely the man!

Hana M

Borrower from Lakewood, NJ
Communication Is Key
Ozzie was always available, patient, answered all of our questions and great at helping us understand it all. It made the paperwork and process more bearable.

l motto

Borrower from Oradell, NJ
Borrower
Thanks to Bobby, a reverse mortgage has improved my mother’s life beyond measure. She and my father spent their entire lives working hard to pay off the house they built in 1958 and when my father passed away, she only had her Social Security check to live on. Having a reverse mortgage gave her a...
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Jenn F.

The person who I really wanna appreciate to “Scott”
We met Scott at the suggestion of a realtor we had been working with before we bought our new home. Hesitant at first, our skepticism quickly disappeared! Scott was thorough at the very beginning with our application. Some of the income was very complicated and he spent endless hours to make sure he had a...
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Jahanara akhter

Borrower from New York, NY
Wonderful
Ozzie helped me many times in the past and just resent on my new home, Everytime I purchased a home or refinanced I was happy to contact Ozzie because I knew he would be a great help to me. He was very helpful kind And very professional and I always know I can rely on...
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Lisa Serinese

Borrower from Stewartsville, NJ
Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.