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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

First time Homebuyer
Ozzie and Julie were brilliant in helpibg me achieve homeownership. From day one Ozzie was patient, resourceful,and only had my best interest at hand. I am so blessed to have had him as a consultant and lender.

marondac

Borrower from Navarre, FL
He explained every aspect thoroughly & clearly.
Scott helped me through the mortgage process from start to finish. He explained every aspect thoroughly & clearly. He always answered my calls or emails within minutes and was quite patient with all my questions & concerns. He was a great help during a stressful process and I have recommended him to several friends.

zuser20141027163135221

Borrower from New York, NY
Brad D
“Ozzie and Julie are true professionals and a pleasure to work with. They communicated every step of the way and made the process as easy as possible. I highly recommend their services.”

Brad D

Borrower from NJ
Communication Is Key
Ozzie was always available, patient, answered all of our questions and great at helping us understand it all. It made the paperwork and process more bearable.

l motto

Borrower from Oradell, NJ
Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

Wonderful experience
Scott was very responsive and throughly explained each step the process. I can high reccomend him and will to friends and family. Thank you Scott.

gdmarolda

Borrower from New York, NY
Scott Mantel
Scott Mantel was awesome! Securing a mortgage for me was time sensitive and Scott kept the ball rolling until we successfully closed. Thank you Scott!

Grrose410

Borrower from Bronxville, NY
Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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drc08904

Borrower from Highland Park, NJ
Ozzie is 'da man'!
Ozzie and Julie together form a team of competence, unfailing attention to detail, and utmost professionalism. Whatever your housing situation, they can put something together that’ll get you in the door. Keep on rocking, guys!

edelmansnorth

Borrower from Cincinnati, OH
Great guy
He was very knowledgeable of everything that’s needed to complete my loan very easy to talk to a great ability to answer phone calls and emails back in a very timely fashion

Darrel Mullings

Borrower from Brooklyn, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.