Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

Loans up to $4 million
Minimum age of 55^†
Flexible loan options
Lump sum payments

Reverse Mortgage

EquityPower Reverse Mortgage
Home Equity Conversion Mortgage
Reverse for Purchase
Reverse Mortgage Refinance

Reverse Mortgage Refinance

HECM to HECM
HECM to EquityPower
Proprietary to EquityPower

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free¹ cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

Educational Reads

Fall Activities to do with your Grandchildren

With a blink of an eye, we’re in the middle of the fall season. Fall is considered by most to be one of the best times of the year. But why is that? Psychologists can offer us some insight.

How Borrowers Utilize Reverse Mortgages

Reverse mortgages can help make retirement easier for those looking for a way to stay in their home, reduce...

Nationwide Equities' EquityPower Enters New York!

New York homeowners 60 and older can now turn to an EquityPower Reverse Mortgage to help access the equity...

Fall Activities to do with your Grandchildren

With a blink of an eye, we’re in the middle of the fall season. Fall is considered by most to be one of the best times of the year. But why is that? Psychologists can offer us some insight.

How Borrowers Utilize Reverse Mortgages

Nationwide Equities' EquityPower Enters New York!

What Our Clients Say

Ozzie is the BEST!!!!!!!!!!

Our loan was a complicated one and Ozzie was as smooth, knowledgeable and helpful as can be. Ozzie and his secretary Julie were really a pleasure to work with.

shoppersparadisenj

Borrower from Lakewood, NJ

Ozzie is determined to get you a loan approval & at the BEST possible rate. Great service ,efficienct&organized!

He explained step by step clearly. He didn’t leave anything out or skip any steps.I knew exactly what needed to be done. I have ,and will continue to recommend Ozzie to others!

landleichenstein

Borrower from Jackson, NJ

Borrower

I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...

Maryanne D.

Ozzie Rabinowitz has his clients' best interest in mind at all times!

I have done 3 refinancing with Mr. Rabinowitz and he and his staff are wonderful to work with. I have recommended him to my family and friends and they were also extremely satisfied with his services.

ycapraun

Borrower from Toms River, NJ

Effective Team

Mr. Greenberg leads a very professional and effective team that made the reverse mortgage process smooth and painless. I was treated with respect, concern and patience, always with a wonderful attitude.

pkyvernitis

Borrower from Astoria, NY

We love Scott

Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...

marshalleshuster6

Borrower from Fleischmanns, NY

Borrower

When we first met I was struggling to pay my bills and living only on social security income and a small pension. I needed a new roof and water was leaking into the bedrooms. Now, I have a line of credit from the reverse mortgage. I replaced my leaking roof and water damaged ceilings. I...

Adeline P.

Ozzie Rabinowitz

Ozzie and his team were a real pleasure to work with! Their thorough knowledge and patience made the process that much smoother and easier. They were always available for us and were a real support throughout! Thank you Ozzie for such a positive experience!

scoriat

Borrower from Philadelphia, PA

Best Mortgage Broker in New York!

I can’t say enough great things about my experience with Scott Mantel! He is incredibly knowledgable on the lending process and was able to walk me through all of my mortgage options before moving forward so that I could make informed decisions. In the end, we decided to move forward with a refinance product that...

user223995

Borrower from Brooklyn, NY

Amazing

Scott is heaven sent. He was patient and understanding, holding my hand step by step through the process of buying our very first house. He answered every question and concern and simplified the entire process. My family and I are so grateful, thanks to Scott we are living in our dream home.

sherrib87

Borrower from New York, NY