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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
Great experience!
Scott was so on top of my loan and made sure everything went smooth and was a pleasure to work with. I would only use Scott going forward. Thanks Scott!

dev1lman30

Borrower from New York, NY
Ozzie is 'da man'!
Ozzie and Julie together form a team of competence, unfailing attention to detail, and utmost professionalism. Whatever your housing situation, they can put something together that’ll get you in the door. Keep on rocking, guys!

edelmansnorth

Borrower from Cincinnati, OH
Great
Ozzie and his staff are extremely knowledgeable and efficient. They saw the entire process through flawlessly. A real pleasure to work with. I would highly recommend them.

Shimon Falik

Borrower from Brick, NJ
Good job
scott mantel was very informative, of course patient he knows his work, explained everything when i did not understand what i was reading would answer the phone when i had a question

Monica Edwards

Borrower from Brooklyn, NY
The best
Scott hands down is the best!!! He went above and beyond to help my mom and myself to secure purchasing our first home!! Very personable and knowledgeable. Couldn’t ask to work with a better Lender! I will definitely recommend him to my friends and family in the future on their journey of purchasing a home.

rolandawwright

Borrower from New York, NY
Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
Excellent service
I could not have gotten better service. Everything was clearly explained and carried out with such efficiency. Would not ask for anything different next time around.

nechama birnbaum50

Borrower from Lakewood, NJ
Very positive experience
Nationwide is extremely knowledgeable and guided us every step of the way to make this the most positive experience. I really recommend working with them as Ive worked with them!

sorifischer

Borrower from Lakewood, NJ
Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.