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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I first had dealings with Mike when he helped an old friend of mine with her reverse mortgage so I knew who to call when it was time for my reverse mortgage. Mike professionally guided me through the process and everything unfolded just as he told me it would. I never had to guess what...
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James B.

Great experience!
Scott was so on top of my loan and made sure everything went smooth and was a pleasure to work with. I would only use Scott going forward. Thanks Scott!

dev1lman30

Borrower from New York, NY
Borrowers
Our experience with Mike Harrell was outstanding. He was knowledgable, helpful, polite, and respectful of our feelings and needs. He helped us to understand how a Reverse Mortgage worked and how it applied to us. He expertly led us through the entire process, making us feel confident we were doing the right thing. We trust...
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Jim W. and Ms. Craig W.

Amazing experience with my loan process.
I must say that my recent mortgage refinance was a smooth, seamless experience. Mr Mantel is extremely knowledgeable and was able to guide us through the loan process with ease. He was always available to answer any questions that we had. We are extremely happy with the loan that Me Mantel was able to get...
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dwaynekd

Borrower from Brooklyn, NY
Borrower
When I first spoke with Mr.Randall it was because I was referred by my sister’s husband. His confidence and presence over the phone have a way of easing you. I was previously told that it was not possible to help me with a Reverse Mortgage. I had a very touch issue with my deed because...
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Aleida R.

Ozzie is one of the best.
Ozzie helped me to buy my first home in an incredibly daunting seller’s market. If I had to do it again, I’m honestly not sure that I would, given how stressful it was, but I was glad to have Ozzie and Julie helping me through this process. He has the patience of a saint. I...
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anil roka

Borrower from Jersey City, NJ
Best Mortgage Broker in New York!
I can’t say enough great things about my experience with Scott Mantel! He is incredibly knowledgable on the lending process and was able to walk me through all of my mortgage options before moving forward so that I could make informed decisions. In the end, we decided to move forward with a refinance product that...
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user223995

Borrower from Brooklyn, NY
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY
Borrower
Anthony, you have made a difference in our future and I wanted to thank you for giving us the opportunity, through the reverse mortgage, to stay in my home. We have so many loving memories here and will continue to do so with my children and grandchildren.

Marietta & Gilbert E.

Avrohom Prero
Ozzie and Team were a pleasure to work with. They held my hand every step of the way guiding me with patience, knowledge, and expertise. Highly recommended!

Avrohom Prero

How can we help?

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.