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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Great broker. Got us the best rate.
We were recommended to Scott by our real estate agent. We had already gotten a quote from Rocket Mortgage, but Scott was able to find us a bank who offered us a better rate. He walked us through the whole process like a Pro

jake030

Borrower from New York, NY
Great Service
I had a great experience using Ozzie Rabinowitz as a mortgage broker, Ozzie and Julie were extremely helpful and knowledgeable and always willing to help

JJJJJ t

Borrower from Jackson, NJ
Best Mortgage Broker in New York!
I can’t say enough great things about my experience with Scott Mantel! He is incredibly knowledgable on the lending process and was able to walk me through all of my mortgage options before moving forward so that I could make informed decisions. In the end, we decided to move forward with a refinance product that...
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user223995

Borrower from Brooklyn, NY
Professional, very fast response.
Ozzie and his team were a pleasure to work with. I was a first time home buyer, and Ozzie was able to provide advice even at a personal level. We went for a 30 day closing and had everything done with really almost a week to spare which was spent reviewing closing costs, including finding...
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stevenlmark

Borrower from Piscataway, NJ
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
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frenchy505845

Borrower from Jackson, NJ
Ozzie has always done a great job for me and also my clients.
Ozzie has always done a great job for me and also my clients. He goes over and beyond to get the job done. I highly recommend Ozzie!

Paula Catino

Great experience
I found Ozzie from Nationwide Equities to be very knowledgeable and professional to work with. All the work was done in a timely fashion. I would recommend them to other people as well.

rinestock

Borrower from Lakewood, NJ
Ozzie Rabinowitz
Ozzie and his team were introduced to us by our Financial Advisor – he came highly recommended. My wife and I are completely satisfied with Ozzie and co. and they work that they did for us – they were very organized and thorough. We were new to the process and Ozzie was very attentive and...
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Mariko & Brian Migue

Borrower from Union, NJ
Excellent To Do Business With!!!!!
Doing business with Scott was a pleasure. He kept you informed of every step and was patient. He knows exactly what’s needed and relays information easily. There is no other person I would work with in the future!!!!!

mingdynastytrucking

Borrower from East Stroudsburg, PA
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.