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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

I would highly recommend him!!
We have used Scott for multiple mortgage loans, and every time he has done an amazing job. He walks us through great detail with every option, and answers all of our questions. He is also able to really figure out difficult situations, and always gets us a great outcome. I would highly recommend him!! We...
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Kerstin Larson

Borrower from New York, NY
Extremely impressed
It was a real pleasure working with Ozzie Rabinowitz and his team… I would highly recommend him to friends and family it was a professional experience throughout the process

Chaim Feller

Borrower from Lakewood, NJ
#GoforIt!
We we’re very pleased with our dealings with Mr. Rabinowitz. He and his secretary helped us through the entire mortgage process very clearly and patiently giving us a pleasant experience with what might otherwise have been a confusing and stressful ordeal.

Very Satisfied

Borrower from Lakewood, NJ
Borrower
When I first spoke with Mr.Randall it was because I was referred by my sister’s husband. His confidence and presence over the phone have a way of easing you. I was previously told that it was not possible to help me with a Reverse Mortgage. I had a very touch issue with my deed because...
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Aleida R.

Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!

beckywinters3

Borrower from Shrewsbury, NJ
Borrower
My name is Carol R. and Mike Harrell helped us with our reverse mortgage in 2016. I am a Texas Tech (1961) graduate with a BBA in Accounting, so I at least knew something about what we are doing, but Mike made it as “painless” as possible. He kept us informed all the way through...
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Carol R.

We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
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marshalleshuster6

Borrower from Fleischmanns, NY
Great team!
Ozzie and crew were fantastic to deal with. So efficient and pleasurable to deal with. Amazing Ozzie even re-locked our rate when the rates fell one day!

tgold18

Borrower from Jackson, NJ
Excellent experience
I had a very pleasant and professional experience dealing with Ozzie Rabinowitz and staff. I would highly recommend using their services. It was a pleasure working with them. They were very courteous and pleasant to deal with. Thank You,

s1197gold

Borrower from Lakewood, NJ
An extremely helpful lender
Ozzie and his team where very helpful and informative throughout the process from n pre-approval to closing and even beyond… He prepared us before every step of the process and for every complicated situation he did the work required to get it done smoothly, without hesitation! Since my closing I have even recommended Ozzie to...
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aronmek

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.