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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Ozzie is one of the best.
Ozzie helped me to buy my first home in an incredibly daunting seller’s market. If I had to do it again, I’m honestly not sure that I would, given how stressful it was, but I was glad to have Ozzie and Julie helping me through this process. He has the patience of a saint. I...
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anil roka

Borrower from Jersey City, NJ
Very positive experience
Nationwide is extremely knowledgeable and guided us every step of the way to make this the most positive experience. I really recommend working with them as Ive worked with them!

sorifischer

Borrower from Lakewood, NJ
Unbelievable
As a self employed individual in the service industry I knew it would be difficult to get a loan. Ozzie said he could make it happen, and it wasn’t easy but he along with his wonderful assistant Julie got it done. Now I have a beautiful home in a wonderful community for my wife and...
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timpolys

Borrower from Boynton Beach, FL
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Outstanding professional, Customer always first, A++
We closed 2 mortgages with Scott, and both times he guided us with clarity through our complicated situations. He’s always been extremely patient, knowledgeable, and responsive. Most importantly, he structured the loan that was best optimized to our unique situation, never pushing or rushing the process, despite changes in our income.

Gene

Borrower from New York, NY
very helpful and friendly.
Scott is Very very helpful and friendly. He worked with me to prepared all the appropriate documentation that I needed and guided me through process. I can’t thank him enough with my home buying journey. Thank you again!

zamil69ny

Borrower from New York, NY
Pleasure to Work With Micah
Micah was such a pleasure to work with – from beginning to end. Thank you, Micah, for your help at a time I didn’t even know I needed it! I was so satisfied, I referred my neighbors to Micah also.

brunabar6

Borrower from Lake Wales, FL
Borrowers
Our experience with Mike Harrell was outstanding. He was knowledgable, helpful, polite, and respectful of our feelings and needs. He helped us to understand how a Reverse Mortgage worked and how it applied to us. He expertly led us through the entire process, making us feel confident we were doing the right thing. We trust...
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Jim W. and Ms. Craig W.

Great
Ozzie and his staff are extremely knowledgeable and efficient. They saw the entire process through flawlessly. A real pleasure to work with. I would highly recommend them.

Shimon Falik

Borrower from Brick, NJ
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.