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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Amazing, expert in his field, patient and dedicated
Scott was truly amazing, he provided clear insight and instruction, he made the process soothingly easy when I was giving up hope. His helped was significantly amazing in helping me secure the loan.

zuser201706182354513

Borrower from Brooklyn, NY
Excellent experience
As a first time home owner Andre re-insured me throughout the closing process making sure everything went smoothly and stress free. He was very thorough and professional during the process explaining step by step what to expect. It was a pleasure working with him and I am very satisfied with choosing Andre Giambona for my...
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brittany

Borrower from Mount Arlington, NJ
zevie feinsod
Ozzie was a pleasure to deal with from beginning to end! He was always there for us when we needed him. And he got us the best deal out there!

zevie feinsod

Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Amazing
Scott is heaven sent. He was patient and understanding, holding my hand step by step through the process of buying our very first house. He answered every question and concern and simplified the entire process. My family and I are so grateful, thanks to Scott we are living in our dream home.

sherrib87

Borrower from New York, NY
Great to work with and gets the job done.
Micah recently refinanced my parent’s reverse mortgage. He was knowledgeable, responsive and helped us easily navigate what can be a long and sometimes complicated process. Anytime we had an obstacle, he diligently worked through it and found an acceptable solution. He is very trustworthy and has a great team as well. My parents reduced their...
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Ken

Borrower from Pacific Palisades, CA
Amazing great quality of work and problem solving.
When my wife and I decided to purchase our first home, we were very nervous about the whole process until we met Ozzie. Ozzie and his team made everything very easy for us, they were patient, very supportive, they listened and guided us throught the whole process. The closing of the mortgage was almost stress...
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Jesus Rodriguez

Borrower from Linden, NJ
Borrower
When we first met I was struggling to pay my bills and living only on social security income and a small pension. I needed a new roof and water was leaking into the bedrooms. Now, I have a line of credit from the reverse mortgage. I replaced my leaking roof and water damaged ceilings. I...
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Adeline P.

Ozzie is a real professional from start to finish.
I’ve used Ozzie for the purchase of my home and to refinance. Both times is was a real pleasure dealing with Ozzie and his team of professionals. Ozzie is honest, upfront and straight forward, I highly recommend using him for purchases and refinances.

zuser20160718153340126

Borrower from Lakewood, NJ
Professional, Competent and Responsive
Micah embodied the qualities one hopes to see in in a professional who is guiding you through a complex transaction. He was clearly competent and dealt with me on a professional basis – neither ignoring my concerns nor being condescending in addressing them. He was responsive, personable and a thorough delight to work with.
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Jim Hargarten

Borrower from San Francisco, CA

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.