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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
Highly recommend Scott Mantel!
Scott is a highly motivated, personal, professional loan officer who was essential in helping us buy our Brooklyn townhouse. Simply could not have done it without him. Highly recommend Scott

Julia Lintern

Borrower from New York, NY
Highly Recommend
From the very beginning to closing, Scott was very responsive and patient all the way. Always worked, sometimes on the weekends, sometimes in the middle of the night! Not only did he give us the best rate, he was also able to close on time as promised. It was not an easy process getting a...
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Gene Pyo

Borrower from New York, NY
We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
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marshalleshuster6

Borrower from Fleischmanns, NY
Professional, Competent and Responsive
Micah embodied the qualities one hopes to see in in a professional who is guiding you through a complex transaction. He was clearly competent and dealt with me on a professional basis – neither ignoring my concerns nor being condescending in addressing them. He was responsive, personable and a thorough delight to work with.
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Jim Hargarten

Borrower from San Francisco, CA
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
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Ede & Harald Ziemath

Borrower from Cary, NC
We closed a loan with him that was extremely complicated and previous mortgage brokers ...
Scott is extremely smart, a straight shooter, resourceful and has extensive knowledge of the industry. We closed a loan with him that was extremely complicated and previous mortgage brokers had not been able to handle. Cannot say enough good things about him.

bnthuo

Borrower from New York, NY
Wonderful experience
Scott was very responsive and throughly explained each step the process. I can high reccomend him and will to friends and family. Thank you Scott.

gdmarolda

Borrower from New York, NY
5 star’s
My experience with Scott as my loan officer was truly exceptional. Scott’s expertise and dedication were evident every step of the way during my mortgage loan process. He provided clear, insightful guidance, answered all my questions promptly, and worked tirelessly to secure the best terms for my loan. Scott’s professionalism and commitment to his clients...
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Shipu

Borrower from Valley Stream, NY
Great Service
I had a great experience using Ozzie Rabinowitz as a mortgage broker, Ozzie and Julie were extremely helpful and knowledgeable and always willing to help

JJJJJ t

Borrower from Jackson, NJ

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.