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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

We closed a loan with him that was extremely complicated and previous mortgage brokers ...
Scott is extremely smart, a straight shooter, resourceful and has extensive knowledge of the industry. We closed a loan with him that was extremely complicated and previous mortgage brokers had not been able to handle. Cannot say enough good things about him.

bnthuo

Borrower from New York, NY
Wonderful
Ozzie helped me many times in the past and just resent on my new home, Everytime I purchased a home or refinanced I was happy to contact Ozzie because I knew he would be a great help to me. He was very helpful kind And very professional and I always know I can rely on...
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Lisa Serinese

Borrower from Stewartsville, NJ
Ettie Klein
Ozzie is an incredible, devoted and professional broker. He’s there to do the most and best he can and ALWAYS with amazing results. Highly recommended!!! We had a smooth experience and will definitely use his services in the future.

Ettie Klein

Excellent service and patience
Ozzie’s knowledge & experience in Mortgages played a very important role in our getting us the funding we needed quickly. Ozzie was definitely Heaven sent! If you’re caught in a jam,Ozzie is definitely the man!

Hana M

Borrower from Lakewood, NJ
Ozzie has always done a great job for me and also my clients.
Ozzie has always done a great job for me and also my clients. He goes over and beyond to get the job done. I highly recommend Ozzie!

Paula Catino

Fast, secure and reliable lender. Ozzie's team took care of my mortgage process from day 1 until closing.
Fast, secure and reliable lender. Ozzie’s team took care of my mortgage process from day 1 until closing. I would recommend this lender to anyone. Ozzie’s team were on top on all needs to close fast and with the best interest rate in the market.

ateodosio18

Borrower from Newark, NJ
WE HAVE NO WORDS....
Ozzie exceeded all of our expectations! He explained the home buying process in detail at the beginning so there were no surprises. He was always very responsive and quick to provide accurate data on various rates and loan options available .Ozzie stayed on top of action items that needed resolved to ensure the loan closed...
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ital

Borrower from Lakewood, NJ
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
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frenchy505845

Borrower from Jackson, NJ
Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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drc08904

Borrower from Highland Park, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.