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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Ozzie is amazing!
Quick, professional, efficient, pleasant. What more can you ask for? Overall a wonderful experience especially contrasted to what I know others have gone through with a refi.

redblimp

Borrower from Lakewood, NJ
WE HAVE NO WORDS....
Ozzie exceeded all of our expectations! He explained the home buying process in detail at the beginning so there were no surprises. He was always very responsive and quick to provide accurate data on various rates and loan options available .Ozzie stayed on top of action items that needed resolved to ensure the loan closed...
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ital

Borrower from Lakewood, NJ
Ozzie is 'da man'!
Ozzie and Julie together form a team of competence, unfailing attention to detail, and utmost professionalism. Whatever your housing situation, they can put something together that’ll get you in the door. Keep on rocking, guys!

edelmansnorth

Borrower from Cincinnati, OH
Good job
scott mantel was very informative, of course patient he knows his work, explained everything when i did not understand what i was reading would answer the phone when i had a question

Monica Edwards

Borrower from Brooklyn, NY
5 star’s
My experience with Scott as my loan officer was truly exceptional. Scott’s expertise and dedication were evident every step of the way during my mortgage loan process. He provided clear, insightful guidance, answered all my questions promptly, and worked tirelessly to secure the best terms for my loan. Scott’s professionalism and commitment to his clients...
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Shipu

Borrower from Valley Stream, NY
I would highly recommend him!!
We have used Scott for multiple mortgage loans, and every time he has done an amazing job. He walks us through great detail with every option, and answers all of our questions. He is also able to really figure out difficult situations, and always gets us a great outcome. I would highly recommend him!! We...
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Kerstin Larson

Borrower from New York, NY
Best Mortgage Broker in New York!
I can’t say enough great things about my experience with Scott Mantel! He is incredibly knowledgable on the lending process and was able to walk me through all of my mortgage options before moving forward so that I could make informed decisions. In the end, we decided to move forward with a refinance product that...
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user223995

Borrower from Brooklyn, NY
Professional, Competent and Responsive
Micah embodied the qualities one hopes to see in in a professional who is guiding you through a complex transaction. He was clearly competent and dealt with me on a professional basis – neither ignoring my concerns nor being condescending in addressing them. He was responsive, personable and a thorough delight to work with.
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Jim Hargarten

Borrower from San Francisco, CA
Amazing
Scott is heaven sent. He was patient and understanding, holding my hand step by step through the process of buying our very first house. He answered every question and concern and simplified the entire process. My family and I are so grateful, thanks to Scott we are living in our dream home.

sherrib87

Borrower from New York, NY
Unbelievable
As a self employed individual in the service industry I knew it would be difficult to get a loan. Ozzie said he could make it happen, and it wasn’t easy but he along with his wonderful assistant Julie got it done. Now I have a beautiful home in a wonderful community for my wife and...
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timpolys

Borrower from Boynton Beach, FL

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.