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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Highly recommend
Scott was very professional , I was able to close on three deals. He and his team were very helpful I had a pleasant experience. I would highly recommend Scott .

Betty Luckain

Borrower from Brooklyn, NY
Excellent service
I could not have gotten better service. Everything was clearly explained and carried out with such efficiency. Would not ask for anything different next time around.

nechama birnbaum50

Borrower from Lakewood, NJ
Ozzie is amazing!
Quick, professional, efficient, pleasant. What more can you ask for? Overall a wonderful experience especially contrasted to what I know others have gone through with a refi.

redblimp

Borrower from Lakewood, NJ
Ozzie made the mortgage process incredibly easy and stress-free.
Ozzie made the mortgage process incredibly easy and stress-free. He took the time to understand my needs and found me a great rate. Everything was explained clearly, with no hidden fees or surprises. His honesty and professionalism gave me total confidence in my decisions. If you need a broker who truly cares, Ozzie is the...
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Norton Syman

THE BEST
Ozzie Rabinowitz and his capable team has led us step by step through the process of getting our mortgage. He did it quickly patiently and efficiently answering all our questions. what more is there to ask for give him a call today.

Tzvi Wolfe

Borrower from Jackson, NJ
Excellent customer service!
Everything went smoothly and we closed on time with no issues. We were shepherded through the entire process by Ozzie and his staff. We were very happy with him and we would use him again if the occasion arose.

zeke323

Borrower from Highland Park, NJ
Scott David Mantel
Scott was very helpful, he guided me through everything. He was excellent. He explains everything clear and to the point. He goes beyond his responsibilities to make sure he is serving his clients. He is a complete professional.

robbya59

Borrower from Freehold, NJ
Excellent service and patience
Ozzie’s knowledge & experience in Mortgages played a very important role in our getting us the funding we needed quickly. Ozzie was definitely Heaven sent! If you’re caught in a jam,Ozzie is definitely the man!

Hana M

Borrower from Lakewood, NJ
Ozzie is a real professional from start to finish.
I’ve used Ozzie for the purchase of my home and to refinance. Both times is was a real pleasure dealing with Ozzie and his team of professionals. Ozzie is honest, upfront and straight forward, I highly recommend using him for purchases and refinances.

zuser20160718153340126

Borrower from Lakewood, NJ
Excellent Service
At all times the folks were cheerful, helpful, courteous, friendly, and most important knowledgable. The process was a breeze thanks to the professionalism.

Chet Chaffee

Borrower from Mountain View, CA

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.