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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Amazing Person
Scott made buying a house very simple, was always available to answer my questions and concerns and guided me through the process efficiently. Would definitely recommend to all my family member and anyone looking to buy a property.

Elvin Lopez

Borrower from Deer Park, NY
Scott made it all possible.
I’d been talking on and off with Scott for close to a year, while my wife and I honed in on exactly what we were looking for in NYC (which is an incredibly fast moving and competitive market). My wife and I are self employed, which is a special brand of headache for lenders and...
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Nate Wood

Borrower from New York, NY
Easy to work with and efficient
Micah is very personable, making him easy to work with, while also clearly explaining details and getting the job done fast and correct. He always answered questions promptly and to our satisfaction in a way that was understandable. It was clear that he cares a great deal about his clients and does excellent work for...
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silaspugatch

Borrower from Lutherville Timonium, MD
Ettie Klein
Ozzie is an incredible, devoted and professional broker. He’s there to do the most and best he can and ALWAYS with amazing results. Highly recommended!!! We had a smooth experience and will definitely use his services in the future.

Ettie Klein

#1 RECOMMENDED MORTGAGE LENDER!!
I had the opportunity to have Ozzie Rabinowitz handle the mortgage aspect of my home purchase. He is a respectful, very knowledgeable individual that treats your questions and concerns like his own. He extended countless hours and advice beyond what is expected of a lender in the most patient and dignified manner. He is well...
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nettie72

Borrower from Lakewood, NJ
The person who I really wanna appreciate to “Scott”
We met Scott at the suggestion of a realtor we had been working with before we bought our new home. Hesitant at first, our skepticism quickly disappeared! Scott was thorough at the very beginning with our application. Some of the income was very complicated and he spent endless hours to make sure he had a...
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Jahanara akhter

Borrower from New York, NY
Highly recommend
Scott was very professional , I was able to close on three deals. He and his team were very helpful I had a pleasant experience. I would highly recommend Scott .

Betty Luckain

Borrower from Brooklyn, NY
Great to work with and gets the job done.
Micah recently refinanced my parent’s reverse mortgage. He was knowledgeable, responsive and helped us easily navigate what can be a long and sometimes complicated process. Anytime we had an obstacle, he diligently worked through it and found an acceptable solution. He is very trustworthy and has a great team as well. My parents reduced their...
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Ken

Borrower from Pacific Palisades, CA
Excellent person
He is an excellent person and his team always are always ready and available for their clients. I recommend it, 100 % he is , responsible and trustworthy.I thank you for everything you did for us. I was attentive to everything from the beginning to the end of the buying process.

July cerda

Borrower from Birmingham, NJ
Ozzie is the BEST!!!!!!!!!!
Our loan was a complicated one and Ozzie was as smooth, knowledgeable and helpful as can be. Ozzie and his secretary Julie were really a pleasure to work with.

shoppersparadisenj

Borrower from Lakewood, NJ

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.