Learn more

Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
View More

Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
view more

Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
view more

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Read More

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Scott Mantel
Scott Mantel was awesome! Securing a mortgage for me was time sensitive and Scott kept the ball rolling until we successfully closed. Thank you Scott!

Grrose410

Borrower from Bronxville, NY
Paul Brown
Mr. Rabinowiz was very professional, courteous and knowledgable when it came to securing our mortgage. His team made our first time home buying experience a delight and easy. Moreover, his rates are the best in todays market!!! Very highly recommended and will be a returning client for future financial endeavors

Paul Brown

Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ
Best Mortgage Broker in New York!
I can’t say enough great things about my experience with Scott Mantel! He is incredibly knowledgable on the lending process and was able to walk me through all of my mortgage options before moving forward so that I could make informed decisions. In the end, we decided to move forward with a refinance product that...
Read More

user223995

Borrower from Brooklyn, NY
An advocate who puts client wellbeing ahead of personal profit
This is the third mortgage that Scott has managed for me (one original and two refi’s.) Scott’s is consistently thoughtful, explains everything clearly, exercises good judgement and provides everything that I need so that I can make a fully informed decision.

igranick

Borrower from New York, NY
the great thing was the patience, professionalism and availabilty to answer any queries at any moment. Really nothing can have been better
The lender explained the process very clearly and was open to question which were answered more than one time. I was very at ease with them,. There was no pressure and really very nice in their dealings. They wanted to make sure that every step of the process was understood and try to help at...
Read More

rbenno

Borrower from Jackson, NJ
"Ozzie is Your Guy!"
Ozzie and his team were an integral part of my husband and I being able to buy our first home! Ozzie was very kind, thorough, and explained each step of the process to us. Julie was very quick and efficient regarding any documentation follow up and was easily accessible! It was so great to have...
Read More

Kathryn G

Borrower from NJ
Excellent experience
As a first time home owner Andre re-insured me throughout the closing process making sure everything went smoothly and stress free. He was very thorough and professional during the process explaining step by step what to expect. It was a pleasure working with him and I am very satisfied with choosing Andre Giambona for my...
Read More

brittany

Borrower from Mount Arlington, NJ
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Ozzie is amazing!
Quick, professional, efficient, pleasant. What more can you ask for? Overall a wonderful experience especially contrasted to what I know others have gone through with a refi.

redblimp

Borrower from Lakewood, NJ

How can we help?

We are looking forward to speaking with you.
Name(Required)
How can we help?
Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.