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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Pleasure to Work With Micah
Micah was such a pleasure to work with – from beginning to end. Thank you, Micah, for your help at a time I didn’t even know I needed it! I was so satisfied, I referred my neighbors to Micah also.

brunabar6

Borrower from Lake Wales, FL
#GoforIt!
We we’re very pleased with our dealings with Mr. Rabinowitz. He and his secretary helped us through the entire mortgage process very clearly and patiently giving us a pleasant experience with what might otherwise have been a confusing and stressful ordeal.

Very Satisfied

Borrower from Lakewood, NJ
Excellent person
He is an excellent person and his team always are always ready and available for their clients. I recommend it, 100 % he is , responsible and trustworthy.I thank you for everything you did for us. I was attentive to everything from the beginning to the end of the buying process.

July cerda

Borrower from Birmingham, NJ
Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ
He explained every aspect thoroughly & clearly.
Scott helped me through the mortgage process from start to finish. He explained every aspect thoroughly & clearly. He always answered my calls or emails within minutes and was quite patient with all my questions & concerns. He was a great help during a stressful process and I have recommended him to several friends.

zuser20141027163135221

Borrower from New York, NY
Good job
scott mantel was very informative, of course patient he knows his work, explained everything when i did not understand what i was reading would answer the phone when i had a question

Monica Edwards

Borrower from Brooklyn, NY
Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
Excellent To Do Business With!!!!!
Doing business with Scott was a pleasure. He kept you informed of every step and was patient. He knows exactly what’s needed and relays information easily. There is no other person I would work with in the future!!!!!

mingdynastytrucking

Borrower from East Stroudsburg, PA
Borrower
I was a little unsure calling about a Reverse Mortgage, but when I got Bobby on the phone, he immediately made me feel comfortable. He’s extremely easy to talk to and he gave me a lot of useful information. The best part about working with Bobby is he never forced my wife and I to...
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Terry D.

Borrower
Thanks to Bobby, a reverse mortgage has improved my mother’s life beyond measure. She and my father spent their entire lives working hard to pay off the house they built in 1958 and when my father passed away, she only had her Social Security check to live on. Having a reverse mortgage gave her a...
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Jenn F.

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.