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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Unbelievable
As a self employed individual in the service industry I knew it would be difficult to get a loan. Ozzie said he could make it happen, and it wasn’t easy but he along with his wonderful assistant Julie got it done. Now I have a beautiful home in a wonderful community for my wife and...
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timpolys

Borrower from Boynton Beach, FL
Outstanding Costumer Service
It was a pleasure working with Ozzie. He guided us through the entire process with clear instructions, updates and was there to answer any questions. Ozzie’s professionalism and and communication was really outstanding.

Rachel and Andrew R.

Borrower from Clifton, NJ
Outstanding professional, Customer always first, A++
We closed 2 mortgages with Scott, and both times he guided us with clarity through our complicated situations. He’s always been extremely patient, knowledgeable, and responsive. Most importantly, he structured the loan that was best optimized to our unique situation, never pushing or rushing the process, despite changes in our income.

Gene

Borrower from New York, NY
First time Homebuyer
Ozzie and Julie were brilliant in helpibg me achieve homeownership. From day one Ozzie was patient, resourceful,and only had my best interest at hand. I am so blessed to have had him as a consultant and lender.

marondac

Borrower from Navarre, FL
Highly Recommended!
Ozzie and Julie were great ! They did a excellent job addressing my questions and concern’s patiently and every thing was done efficiently and effectively.

syc613

Borrower from Lakewood, NJ
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Most experienced broker
Whatever I say is not enough. Scott is the king of brokers and I fully trust his advise. Beside that he truly cares about his clients and their goals. He helped me to purchase my first house which was a super complicated deal and he advised me through all the steps and obstacles to get...
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naciem nowrouzi

Borrower from New York, NY
Excellent Service
At all times the folks were cheerful, helpful, courteous, friendly, and most important knowledgable. The process was a breeze thanks to the professionalism.

Chet Chaffee

Borrower from Mountain View, CA
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
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frenchy505845

Borrower from Jackson, NJ
Excellent person
He is an excellent person and his team always are always ready and available for their clients. I recommend it, 100 % he is , responsible and trustworthy.I thank you for everything you did for us. I was attentive to everything from the beginning to the end of the buying process.

July cerda

Borrower from Birmingham, NJ

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.