Learn more

Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
View More

Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
view more

Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
view more

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Read More

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Perfect!
Ozzie was so efficient from day one they were on top of everything! Everything went so fast and smooth! Ozzie was also a real pleasure to work with he always let me know right away if we were missing anything and took care of it all! We highly recommend using him!

princessyocheved

Borrower from Jackson, NJ
Professional and so helpful
Andre is top notch. I would definitely use him again. I felt confident that everything was getting done. Andre worked with me from start to finish. He explained the process and guided me through it.

janeg22

Borrower from Englewood, NJ
Great
Ozzie and his staff are extremely knowledgeable and efficient. They saw the entire process through flawlessly. A real pleasure to work with. I would highly recommend them.

Shimon Falik

Borrower from Brick, NJ
Ozzie is one of the best.
Ozzie helped me to buy my first home in an incredibly daunting seller’s market. If I had to do it again, I’m honestly not sure that I would, given how stressful it was, but I was glad to have Ozzie and Julie helping me through this process. He has the patience of a saint. I...
Read More

anil roka

Borrower from Jersey City, NJ
Terrific experience
Ozzie and his team walked us through the mortgage “experience” from A to Z with patience and devotion. For a first time home buyer going into unchartered territory, it couldn’t have gone any smoother.

esh

Borrower from Lakewood, NJ
It was a pleasure doing business with Scott
I made an excellent choice when I chose a loan officer. Scott has the ability to personalize the need of his clients . He is knowledgable, extremely reliable, courteous .He is an excellent asset to his company. I will always recommend him to other buyers

zuser202003301725404

Borrower from New York, NY
Our experience with Mr Rabinowitz
The process was explained to is step by step We always understood what was going on and what was expected They really ‘held our hand’ through out the process They worked so hard to make sure our loan closed in time We are so happy we used them

leahbrisman

Borrower from Jackson, NJ
Ede Ziemathis
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today. He will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills...
Read More

Ede Ziemathis

Great Lender
Scott is a great guy that gets to know his clients. He gets the job done swiftly and within the timeframe given. I could not recommend anyone more to help one out with buying a place

justin

Borrower from Bronxville, NY
Professional, Competent and Responsive
Micah embodied the qualities one hopes to see in in a professional who is guiding you through a complex transaction. He was clearly competent and dealt with me on a professional basis – neither ignoring my concerns nor being condescending in addressing them. He was responsive, personable and a thorough delight to work with.
Read More

Jim Hargarten

Borrower from San Francisco, CA

How can we help?

We are looking forward to speaking with you.
Name(Required)
How can we help?
Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.