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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

zevie feinsod
Ozzie was a pleasure to deal with from beginning to end! He was always there for us when we needed him. And he got us the best deal out there!

zevie feinsod

Great Lender
Scott is a great guy that gets to know his clients. He gets the job done swiftly and within the timeframe given. I could not recommend anyone more to help one out with buying a place

justin

Borrower from Bronxville, NY
He was skillful in putting together our complicated mortgage, calm during the tumultuous ...
Of the numerous people involved on both sides of our Brooklyn real estate transaction, Scott was the only one who seemed to have our best interest at heart. He was skillful in putting together our complicated mortgage, calm during the tumultuous months as the deal teetered off of several legal cliffs and in the end...
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rwbean4

Borrower from New York, NY
Highly Recommended!
Ozzie and Julie were great ! They did a excellent job addressing my questions and concern’s patiently and every thing was done efficiently and effectively.

syc613

Borrower from Lakewood, NJ
the great thing was the patience, professionalism and availabilty to answer any queries at any moment. Really nothing can have been better
The lender explained the process very clearly and was open to question which were answered more than one time. I was very at ease with them,. There was no pressure and really very nice in their dealings. They wanted to make sure that every step of the process was understood and try to help at...
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rbenno

Borrower from Jackson, NJ
Service
I have used them multiple times the staff as well as Mr Rabinowitz are Great they are attentive and make the whole process simple and seamless I highly recommend

oem8

Borrower from Florham Park, NJ
Great experience!!
Ozzie is a really fun guy to work with. Very knowledgeable and knows how to get stuff done! Always super quick responses for emails and phone calls.

hudigreenberger

Borrower from Toms River, NJ
Strongly recommend!!
Ozzie helped us with our refinancing and I cannot recommend Ozzie and his team enough. They were so easy to work with, quick to respond and very professional. Ozzie helped us everyday and was quick to respond to us about all our questions and problems. I’m truly grateful I had the opportunity to work with...
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Jay Thakuri Copy

Borrower from Jersey City, NJ
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Scott made it all possible.
I’d been talking on and off with Scott for close to a year, while my wife and I honed in on exactly what we were looking for in NYC (which is an incredibly fast moving and competitive market). My wife and I are self employed, which is a special brand of headache for lenders and...
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Nate Wood

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.