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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

WE HAVE NO WORDS....
Ozzie exceeded all of our expectations! He explained the home buying process in detail at the beginning so there were no surprises. He was always very responsive and quick to provide accurate data on various rates and loan options available .Ozzie stayed on top of action items that needed resolved to ensure the loan closed...
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ital

Borrower from Lakewood, NJ
Very positive experience
Nationwide is extremely knowledgeable and guided us every step of the way to make this the most positive experience. I really recommend working with them as Ive worked with them!

sorifischer

Borrower from Lakewood, NJ
Great Service
I had a great experience using Ozzie Rabinowitz as a mortgage broker, Ozzie and Julie were extremely helpful and knowledgeable and always willing to help

JJJJJ t

Borrower from Jackson, NJ
Very patient and cooperative
Our loan was not run of the mill. Right from the start we were faced with many complications due to our not so clean financial history. Ozzie worked with us the whole time and kept pulling things along. Even when we had given up hope he didn’t and ultimately his efforts pulled us through.

joshbrotsky

Borrower from Lakewood, NJ
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY
"Ozzie is Your Guy!"
Ozzie and his team were an integral part of my husband and I being able to buy our first home! Ozzie was very kind, thorough, and explained each step of the process to us. Julie was very quick and efficient regarding any documentation follow up and was easily accessible! It was so great to have...
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Kathryn G

Borrower from NJ
Borrower
I was a little unsure calling about a Reverse Mortgage, but when I got Bobby on the phone, he immediately made me feel comfortable. He’s extremely easy to talk to and he gave me a lot of useful information. The best part about working with Bobby is he never forced my wife and I to...
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Terry D.

Ozzie is one of the best.
Ozzie helped me to buy my first home in an incredibly daunting seller’s market. If I had to do it again, I’m honestly not sure that I would, given how stressful it was, but I was glad to have Ozzie and Julie helping me through this process. He has the patience of a saint. I...
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anil roka

Borrower from Jersey City, NJ
Borrower
I’m very direct…short, sweet, and to the point and I like to deal in business exactly that way. Mr.Randall certainly withstood the heat. When I first spoke to him, I admitted that I was quite harsh. He presented an amazing deal and I sent him packing! He persistently followed up with me until I came...
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Brian K.

Amazing!
Ozzie was great from beginning to end always guiding me to the process. As a first time home buyer I truly needed help and Ozzie was there to do so. Any question I had he answered, whenever I felt nervous about any move he would calm the situation. I recommend Ozzie to anyone either new...
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surgepalmero

Borrower from Englewood, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.