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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Highly recommend
Scott was effective and efficient in the real estate industry. I recommend Scott to my friends and family. Im hoping we will be doing business again. Scott was constantly updating me every step in this process and took the time to explain all the things i didn’t understand.

roguetorch

Borrower from New York, NY
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Great broker. Got us the best rate.
We were recommended to Scott by our real estate agent. We had already gotten a quote from Rocket Mortgage, but Scott was able to find us a bank who offered us a better rate. He walked us through the whole process like a Pro

jake030

Borrower from New York, NY
Great experience!!
Ozzie is a really fun guy to work with. Very knowledgeable and knows how to get stuff done! Always super quick responses for emails and phone calls.

hudigreenberger

Borrower from Toms River, NJ
Ozzie is amazing!
Quick, professional, efficient, pleasant. What more can you ask for? Overall a wonderful experience especially contrasted to what I know others have gone through with a refi.

redblimp

Borrower from Lakewood, NJ
Amazing great quality of work and problem solving.
When my wife and I decided to purchase our first home, we were very nervous about the whole process until we met Ozzie. Ozzie and his team made everything very easy for us, they were patient, very supportive, they listened and guided us throught the whole process. The closing of the mortgage was almost stress...
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Jesus Rodriguez

Borrower from Linden, NJ
Borrower
I was a little unsure calling about a Reverse Mortgage, but when I got Bobby on the phone, he immediately made me feel comfortable. He’s extremely easy to talk to and he gave me a lot of useful information. The best part about working with Bobby is he never forced my wife and I to...
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Terry D.

Service
I have used them multiple times the staff as well as Mr Rabinowitz are Great they are attentive and make the whole process simple and seamless I highly recommend

oem8

Borrower from Florham Park, NJ
Ozzie Rabinowitz
Ozzie and his team were introduced to us by our Financial Advisor – he came highly recommended. My wife and I are completely satisfied with Ozzie and co. and they work that they did for us – they were very organized and thorough. We were new to the process and Ozzie was very attentive and...
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Mariko & Brian Migue

Borrower from Union, NJ
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.