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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I first had dealings with Mike when he helped an old friend of mine with her reverse mortgage so I knew who to call when it was time for my reverse mortgage. Mike professionally guided me through the process and everything unfolded just as he told me it would. I never had to guess what...
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James B.

Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA
Borrower
When we first met I was struggling to pay my bills and living only on social security income and a small pension. I needed a new roof and water was leaking into the bedrooms. Now, I have a line of credit from the reverse mortgage. I replaced my leaking roof and water damaged ceilings. I...
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Adeline P.

Great experience!!
Ozzie is a really fun guy to work with. Very knowledgeable and knows how to get stuff done! Always super quick responses for emails and phone calls.

hudigreenberger

Borrower from Toms River, NJ
Most experienced broker
Whatever I say is not enough. Scott is the king of brokers and I fully trust his advise. Beside that he truly cares about his clients and their goals. He helped me to purchase my first house which was a super complicated deal and he advised me through all the steps and obstacles to get...
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naciem nowrouzi

Borrower from New York, NY
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY
Ettie Klein
Ozzie is an incredible, devoted and professional broker. He’s there to do the most and best he can and ALWAYS with amazing results. Highly recommended!!! We had a smooth experience and will definitely use his services in the future.

Ettie Klein

Excellent experience
I had a very pleasant and professional experience dealing with Ozzie Rabinowitz and staff. I would highly recommend using their services. It was a pleasure working with them. They were very courteous and pleasant to deal with. Thank You,

s1197gold

Borrower from Lakewood, NJ
Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

Avrohom Prero
Ozzie and Team were a pleasure to work with. They held my hand every step of the way guiding me with patience, knowledge, and expertise. Highly recommended!

Avrohom Prero

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.