Traditional loans usually require a minimum credit score of at least 620. However, offers solutions to meet the needs of nearly any borrower, including those with low credit scores. Our SOS Loan Non-QM program accepts borrowers with credit scores as low as 500! If you’ve been turned down by other lenders due to a low credit score, we may be able to help! Contact us today to learn more about our SOS Loan Non-QM programs.