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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.


  • Loans up to $6 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Excellent Service
At all times the folks were cheerful, helpful, courteous, friendly, and most important knowledgable. The process was a breeze thanks to the professionalism.

Chet Chaffee

Borrower from Mountain View, CA
Highly recommended lender
It was my first time buying a house and Scott was by far the team leader of the very confusing presses of purchasing my property. You can always rely on Scott to be available 24 seven and always quick to respond. Be sure to expect the perfect execution of any deal with Scott on your...
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David Nehaice

Borrower from New York, NY
Ozzie was excellent from start to end
Couldn’t imagine finding a better loan officer then Ozzie and his assistant Julie. From the very start Ozzie gave us all the time we needed to determine the loan amount that was appropriate for us and when to lock…we felt like we talking to old friends…present sent from heaven. Strongly recommend you use him!! We...
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Borrower from New City, NY
Ozzie Rabinowitz
Ozzie and his team were a real pleasure to work with! Their thorough knowledge and patience made the process that much smoother and easier. They were always available for us and were a real support throughout! Thank you Ozzie for such a positive experience!


Borrower from Philadelphia, PA
Excellent mortgage broker
I’d recommend you guys used Scott Mantel for your next FHA mortgage lending he’s good at what he does !!! I had few issue with my Tax return but Scott took his time and fixed the issued, also got the mortgage ready on time. THANKS A LOT SCOTT !!

Mohamed Omar

Borrower from New York, NY
Scott made it all possible.
I’d been talking on and off with Scott for close to a year, while my wife and I honed in on exactly what we were looking for in NYC (which is an incredibly fast moving and competitive market). My wife and I are self employed, which is a special brand of headache for lenders and...
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Nate Wood

Borrower from New York, NY
When we first met I was struggling to pay my bills and living only on social security income and a small pension. I needed a new roof and water was leaking into the bedrooms. Now, I have a line of credit from the reverse mortgage. I replaced my leaking roof and water damaged ceilings. I...
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Adeline P.

Ozzie is excellent , Entire process he made it so simple that I am already planning to buy one more house . Great service , Great team and most important response time is so quick unbelievable


Borrower from Jersey City, NJ
Amazing experience with my loan process.
I must say that my recent mortgage refinance was a smooth, seamless experience. Mr Mantel is extremely knowledgeable and was able to guide us through the loan process with ease. He was always available to answer any questions that we had. We are extremely happy with the loan that Me Mantel was able to get...
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Borrower from Brooklyn, NY
Completely satisfied
Scott was personable, down to earth, extremely knowledgeable and supportive every step of the way. He knew the difficulties with covid, the lenders, and my paricular circumstances. I dont think I would have gotten through the various difficulties without him and he never gave up.


Borrower from Brooklyn, NY

How can we help?

We are looking forward to speaking with you.
How can we help?
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.