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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $6 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Knows his product and very flexible
Scott came with a recommendation from a coworker. I figure let me see if he is up for a challenge. My refinancing was for several issues and he address all and made the process so easy. He was my reminder when i got busy at work and went through all the steps with me. Even...
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Roxanne

Borrower from New York, NY
Excellent customer service!
Everything went smoothly and we closed on time with no issues. We were shepherded through the entire process by Ozzie and his staff. We were very happy with him and we would use him again if the occasion arose.

zeke323

Borrower from Highland Park, NJ
Excellent Service
At all times the folks were cheerful, helpful, courteous, friendly, and most important knowledgable. The process was a breeze thanks to the professionalism.

Chet Chaffee

Borrower from Mountain View, CA
He explained every aspect thoroughly & clearly.
Scott helped me through the mortgage process from start to finish. He explained every aspect thoroughly & clearly. He always answered my calls or emails within minutes and was quite patient with all my questions & concerns. He was a great help during a stressful process and I have recommended him to several friends.

zuser20141027163135221

Borrower from New York, NY
It was a pleasure doing business with Scott
I made an excellent choice when I chose a loan officer. Scott has the ability to personalize the need of his clients . He is knowledgable, extremely reliable, courteous .He is an excellent asset to his company. I will always recommend him to other buyers

zuser202003301725404

Borrower from New York, NY
First time Homebuyer
Ozzie and Julie were brilliant in helpibg me achieve homeownership. From day one Ozzie was patient, resourceful,and only had my best interest at hand. I am so blessed to have had him as a consultant and lender.

marondac

Borrower from Navarre, FL
Ozzie was excellent from start to end
Couldn’t imagine finding a better loan officer then Ozzie and his assistant Julie. From the very start Ozzie gave us all the time we needed to determine the loan amount that was appropriate for us and when to lock…we felt like we talking to old friends…present sent from heaven. Strongly recommend you use him!! We...
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yjakubovics

Borrower from New City, NY
Highly Recommended!
Ozzie and Julie were great ! They did a excellent job addressing my questions and concern’s patiently and every thing was done efficiently and effectively.

syc613

Borrower from Lakewood, NJ
We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
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marshalleshuster6

Borrower from Fleischmanns, NY
Excellent person
He is an excellent person and his team always are always ready and available for their clients. I recommend it, 100 % he is , responsible and trustworthy.I thank you for everything you did for us. I was attentive to everything from the beginning to the end of the buying process.

July cerda

Borrower from Birmingham, NJ

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We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.