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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Wonderful experience
Scott was very responsive and throughly explained each step the process. I can high reccomend him and will to friends and family. Thank you Scott.

gdmarolda

Borrower from New York, NY
Ozzie Rabinowitz has his clients' best interest in mind at all times!
I have done 3 refinancing with Mr. Rabinowitz and he and his staff are wonderful to work with. I have recommended him to my family and friends and they were also extremely satisfied with his services.

ycapraun

Borrower from Toms River, NJ
Most experienced broker
Whatever I say is not enough. Scott is the king of brokers and I fully trust his advise. Beside that he truly cares about his clients and their goals. He helped me to purchase my first house which was a super complicated deal and he advised me through all the steps and obstacles to get...
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naciem nowrouzi

Borrower from New York, NY
Simply the Best
Micah was one of the wonderful people I have had the pleasure to work with in my life. Attentive caring knowledgeable stuck with us throughout the whole process. Him and his assistant or the reason we went with them stayed with them and love to recommend them to anybody that’s Looking for a mortgage or

Steven Aubert

Borrower from Redwood City, CA
Excellent in every regard
Scott was honest, diligent, and very helpful. His advice was spot on and was always on top of his game. He found the optimal solution for our needs, which came in as much less costly than all the other alternatives we considered. Lastly, he stuck with us thru an 8 month period where we were...
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Mike

Borrower from New York, NY
Ozzie Rabinowitz is one of the most knowledgeable, professional and detail-oriented mortgage brokers that you will find in the mortgage market today
Ozzie will not only explain all the options relevant to your situation but will help you understand the process every step of the way. He is efficient, effective and his follow up skills are impressively personalized. Ozzie is truly vested in the welfare of his clients. We would recommend Ozzie to any individual looking for...
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Ede & Harald Ziemath

Borrower from Cary, NC
Smooth process. Pleasure to deal with. Kept in the loop throughout!
From when I walked into Ozzie’s office Until after the closing, I felt a real sense of calm. Ozzie was looking out for my best interest, always keeping me in the loop. The process was smooth, quick and Ozzie and his office staff are a pleasure to deal with. Highly reccomended to all.

user0749747

Borrower from Lakewood, NJ
EXCEPTIONAL!
Ozzie is excellent , Entire process he made it so simple that I am already planning to buy one more house . Great service , Great team and most important response time is so quick unbelievable

pkhannyc

Borrower from Jersey City, NJ
One Of The Best
Mr. Scott Mantel made my first time buying experience very comfortable. He did my loan very professionally and efficiently. He is very good at what he does. He responds to emails, texts, etc. very fast as well. Always made sure everything was going smooth. I recommend him to anyone who is looking for a home...
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johninc16

Borrower from Staten Island, NY
Excellent service and patience
Ozzie’s knowledge & experience in Mortgages played a very important role in our getting us the funding we needed quickly. Ozzie was definitely Heaven sent! If you’re caught in a jam,Ozzie is definitely the man!

Hana M

Borrower from Lakewood, NJ

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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.