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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.


  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Ozzie Rabinowitz
Ozzie and his team were a real pleasure to work with! Their thorough knowledge and patience made the process that much smoother and easier. They were always available for us and were a real support throughout! Thank you Ozzie for such a positive experience!


Borrower from Philadelphia, PA
Great experience!
Scott was so on top of my loan and made sure everything went smooth and was a pleasure to work with. I would only use Scott going forward. Thanks Scott!


Borrower from New York, NY
Highly recommend
Scott was effective and efficient in the real estate industry. I recommend Scott to my friends and family. Im hoping we will be doing business again. Scott was constantly updating me every step in this process and took the time to explain all the things i didn’t understand.


Borrower from New York, NY
Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!


Borrower from Shrewsbury, NJ
Ozzie is amazing!
Quick, professional, efficient, pleasant. What more can you ask for? Overall a wonderful experience especially contrasted to what I know others have gone through with a refi.


Borrower from Lakewood, NJ
We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
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Borrower from Fleischmanns, NY
Ozzie is the BEST!!!!!!!!!!
Our loan was a complicated one and Ozzie was as smooth, knowledgeable and helpful as can be. Ozzie and his secretary Julie were really a pleasure to work with.


Borrower from Lakewood, NJ
Great to work with and gets the job done.
Micah recently refinanced my parent’s reverse mortgage. He was knowledgeable, responsive and helped us easily navigate what can be a long and sometimes complicated process. Anytime we had an obstacle, he diligently worked through it and found an acceptable solution. He is very trustworthy and has a great team as well. My parents reduced their...
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Borrower from Pacific Palisades, CA
Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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Borrower from Highland Park, NJ
First time Homebuyer
Ozzie and Julie were brilliant in helpibg me achieve homeownership. From day one Ozzie was patient, resourceful,and only had my best interest at hand. I am so blessed to have had him as a consultant and lender.


Borrower from Navarre, FL

How can we help?

We are looking forward to speaking with you.
How can we help?
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.