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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Completely satisfied
Scott was personable, down to earth, extremely knowledgeable and supportive every step of the way. He knew the difficulties with covid, the lenders, and my paricular circumstances. I dont think I would have gotten through the various difficulties without him and he never gave up.

timothyberg13

Borrower from Brooklyn, NY
AAA+++
Closing a home is a complicated process and Ozzie did super fantastic in getting the loan approved. The loan got approved timely and the interest rate provided was great. He was available to speak most of the times including the evenings and weekends. I’d highly recommend anyone to get their loan approved with him.

Joe

Borrower from Guttenburg, NJ
Pleasure to Work With Micah
Micah was such a pleasure to work with – from beginning to end. Thank you, Micah, for your help at a time I didn’t even know I needed it! I was so satisfied, I referred my neighbors to Micah also.

brunabar6

Borrower from Lake Wales, FL
WE HAVE NO WORDS....
Ozzie exceeded all of our expectations! He explained the home buying process in detail at the beginning so there were no surprises. He was always very responsive and quick to provide accurate data on various rates and loan options available .Ozzie stayed on top of action items that needed resolved to ensure the loan closed...
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ital

Borrower from Lakewood, NJ
Great experience!!
Ozzie is a really fun guy to work with. Very knowledgeable and knows how to get stuff done! Always super quick responses for emails and phone calls.

hudigreenberger

Borrower from Toms River, NJ
Ozzie and his team were amazing!
Ozzie and Julie were such a tremendous help during the process of our refinance. They made every step easy and secured a rate that saved us a ton of money. Highly recommend!

beckywinters3

Borrower from Shrewsbury, NJ
Ozzie Rabinowitz has his clients' best interest in mind at all times!
I have done 3 refinancing with Mr. Rabinowitz and he and his staff are wonderful to work with. I have recommended him to my family and friends and they were also extremely satisfied with his services.

ycapraun

Borrower from Toms River, NJ
Definitely Recommend Scott!!
Scott made the process of obtaining our mortgage seem like a breeze (even when it wasn’t!) He was super responsive- answering any and all questions, following up constantly and made sure we got an amazing rate and closed ahead of schedule! Without a doubt, I’d recommend Scott and will be contacting him if and when...
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tarahmann

Borrower from Milford, PA
Great to work with - organized, transparent, efficient
Scott was amazing to work with when refinancing our mortgage. He knew how to communicate with us throughout the process and made sure we knew what was going on every step of the way. His responsiveness and expertise is extremely impressive as well. Please consider Scott for your mortgage, refinance, or other home loan needs.

Elvin Migirov

Borrower from Staten Island, NY
Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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drc08904

Borrower from Highland Park, NJ

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.