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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Borrower
I want to sincerely thank you for all your hard work on my reverse mortgage. Your professionalism was beyond my expectations. More important, I am ever grateful to you for your kindness and understanding of my situation. Unfortunately, after the loss of my job I needed to deal with many creditors who lacked compassion and...
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Maryanne D.

Nick L
Miami Florida – Ozzie and his team are excellent. Challenging refinance handled expertly, with great service every step of the way. Thank you guys. -Nick L
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NickL

Borrower from Miami, FL
Ozzie was wonderful to work with!
Ozzie Rabinowitz a wonderful person to work with. He answered all of our questions. He worked with us throughout the long process of buying our home. I would recommend him to everyone.

Tehilla

Borrower from Albany, NY
Effective Team
Mr. Greenberg leads a very professional and effective team that made the reverse mortgage process smooth and painless. I was treated with respect, concern and patience, always with a wonderful attitude.

pkyvernitis

Borrower from Astoria, NY
very helpful and friendly.
Scott is Very very helpful and friendly. He worked with me to prepared all the appropriate documentation that I needed and guided me through process. I can’t thank him enough with my home buying journey. Thank you again!

zamil69ny

Borrower from New York, NY
Ozzie is the BEST!!!!!!!!!!
Our loan was a complicated one and Ozzie was as smooth, knowledgeable and helpful as can be. Ozzie and his secretary Julie were really a pleasure to work with.

shoppersparadisenj

Borrower from Lakewood, NJ
Then we were introduced to Scott through a mutual friend, Thank God!!.
We bought our first home in Jan 2014, Being very naive thought everything we saw and heard from certain mortgage companies was Gospel. Then we were introduced to Scott through a mutual friend, Thank God!!. The housing market in all it’s glory was explained in a heartbeat . Scott did such a good job on...
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neil71

Borrower from Lynbrook, NY
Ettie Klein
Ozzie is an incredible, devoted and professional broker. He’s there to do the most and best he can and ALWAYS with amazing results. Highly recommended!!! We had a smooth experience and will definitely use his services in the future.

Ettie Klein

Ozzie made the mortgage process incredibly easy and stress-free.
Ozzie made the mortgage process incredibly easy and stress-free. He took the time to understand my needs and found me a great rate. Everything was explained clearly, with no hidden fees or surprises. His honesty and professionalism gave me total confidence in my decisions. If you need a broker who truly cares, Ozzie is the...
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Norton Syman

We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
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marshalleshuster6

Borrower from Fleischmanns, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.