Learn more

Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
View More

Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
view more

Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
view more

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Read More

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

THE BEST
Ozzie Rabinowitz and his capable team has led us step by step through the process of getting our mortgage. He did it quickly patiently and efficiently answering all our questions. what more is there to ask for give him a call today.

Tzvi Wolfe

Borrower from Jackson, NJ
I would highly recommend him!!
We have used Scott for multiple mortgage loans, and every time he has done an amazing job. He walks us through great detail with every option, and answers all of our questions. He is also able to really figure out difficult situations, and always gets us a great outcome. I would highly recommend him!! We...
Read More

Kerstin Larson

Borrower from New York, NY
Great experience!
Scott was so on top of my loan and made sure everything went smooth and was a pleasure to work with. I would only use Scott going forward. Thanks Scott!

dev1lman30

Borrower from New York, NY
Easy to work with and efficient
Micah is very personable, making him easy to work with, while also clearly explaining details and getting the job done fast and correct. He always answered questions promptly and to our satisfaction in a way that was understandable. It was clear that he cares a great deal about his clients and does excellent work for...
Read More

silaspugatch

Borrower from Lutherville Timonium, MD
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
Read More

frenchy505845

Borrower from Jackson, NJ
Avrohom Prero
Ozzie and Team were a pleasure to work with. They held my hand every step of the way guiding me with patience, knowledge, and expertise. Highly recommended!

Avrohom Prero

Professional and so helpful
Andre is top notch. I would definitely use him again. I felt confident that everything was getting done. Andre worked with me from start to finish. He explained the process and guided me through it.

janeg22

Borrower from Englewood, NJ
Amazing great quality of work and problem solving.
When my wife and I decided to purchase our first home, we were very nervous about the whole process until we met Ozzie. Ozzie and his team made everything very easy for us, they were patient, very supportive, they listened and guided us throught the whole process. The closing of the mortgage was almost stress...
Read More

Jesus Rodriguez

Borrower from Linden, NJ
Borrower
Thanks to Bobby, a reverse mortgage has improved my mother’s life beyond measure. She and my father spent their entire lives working hard to pay off the house they built in 1958 and when my father passed away, she only had her Social Security check to live on. Having a reverse mortgage gave her a...
Read More

Jenn F.

Strongly recommend!!
Ozzie helped us with our refinancing and I cannot recommend Ozzie and his team enough. They were so easy to work with, quick to respond and very professional. Ozzie helped us everyday and was quick to respond to us about all our questions and problems. I’m truly grateful I had the opportunity to work with...
Read More

Jay Thakuri

Borrower from Jersey City, NJ

How can we help?

We are looking forward to speaking with you.
Name(Required)
How can we help?
Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.