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Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
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Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
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Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
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WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

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Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

Great Lender
Scott is a great guy that gets to know his clients. He gets the job done swiftly and within the timeframe given. I could not recommend anyone more to help one out with buying a place

justin

Borrower from Bronxville, NY
Excellent service and patience
Ozzie’s knowledge & experience in Mortgages played a very important role in our getting us the funding we needed quickly. Ozzie was definitely Heaven sent! If you’re caught in a jam,Ozzie is definitely the man!

Hana M

Borrower from Lakewood, NJ
He explained every aspect thoroughly & clearly.
Scott helped me through the mortgage process from start to finish. He explained every aspect thoroughly & clearly. He always answered my calls or emails within minutes and was quite patient with all my questions & concerns. He was a great help during a stressful process and I have recommended him to several friends.

zuser20141027163135221

Borrower from New York, NY
Purchase and refinance
We were referred to Ozzie by a co-worker at my office. My husband and I were so happy with Ozzie that we refinanced with him after he handled the mortgage on our new purchase. Ozzie and his staff kept us informed every step of the way. There were no unpleasant surprises. We referred others to...
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drc08904

Borrower from Highland Park, NJ
Amazing
Scott is heaven sent. He was patient and understanding, holding my hand step by step through the process of buying our very first house. He answered every question and concern and simplified the entire process. My family and I are so grateful, thanks to Scott we are living in our dream home.

sherrib87

Borrower from New York, NY
Scott Mantel
Scott Mantel was awesome! Securing a mortgage for me was time sensitive and Scott kept the ball rolling until we successfully closed. Thank you Scott!

Grrose410

Borrower from Bronxville, NY
The person who I really wanna appreciate to “Scott”
We met Scott at the suggestion of a realtor we had been working with before we bought our new home. Hesitant at first, our skepticism quickly disappeared! Scott was thorough at the very beginning with our application. Some of the income was very complicated and he spent endless hours to make sure he had a...
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Jahanara akhter

Borrower from New York, NY
EXCEPTIONAL!
Ozzie is excellent , Entire process he made it so simple that I am already planning to buy one more house . Great service , Great team and most important response time is so quick unbelievable

pkhannyc

Borrower from Jersey City, NJ
Effective Team
Mr. Greenberg leads a very professional and effective team that made the reverse mortgage process smooth and painless. I was treated with respect, concern and patience, always with a wonderful attitude.

pkyvernitis

Borrower from Astoria, NY
Then we were introduced to Scott through a mutual friend, Thank God!!.
We bought our first home in Jan 2014, Being very naive thought everything we saw and heard from certain mortgage companies was Gospel. Then we were introduced to Scott through a mutual friend, Thank God!!. The housing market in all it’s glory was explained in a heartbeat . Scott did such a good job on...
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neil71

Borrower from Lynbrook, NY

How can we help?

We are looking forward to speaking with you.
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Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.