Learn more

Retirement is just the beginning.

Embrace the power of your home equity to make the most of the years ahead. You’ve worked hard as a homeowner–it’s time to allow your home to work for you. We are committed to helping you find the financial security you deserve.

EquityPower

  • Loans up to $4 million
  • Minimum age of 55
  • Flexible loan options
  • Lump sum payments
View More

Reverse Mortgage

  • EquityPower Reverse Mortgage
  • Home Equity Conversion Mortgage
  • Reverse for Purchase
  • Reverse Mortgage Refinance
view more

Reverse Mortgage Refinance

  • HECM to HECM
  • HECM to EquityPower
  • Proprietary to EquityPower
view more

WHAT IS A REVERSE MORTGAGE?

Reverse mortgages offer unique features and benefits that aren’t available with traditional home loans. One incredible advantage of this product is the ability to eliminate your monthly mortgage payment. You only need to comply with the loan’s terms and pay your other payment obligations such as property taxes, homeowners insurance and maintenance.* This allows you to retain full ownership of your home and still have financial flexibility in your retirement.

Reverse mortgages also allow you to turn your home equity into tax free 1 cash. This cash can be used however you wish and does not need to be repaid for as long as you live in your home. Read more about home equity funds here.

Read More

Benefits of accessing home equity funds

What can you do with your home equity?

Pay off bills

If you have credit card debt or medical bills, you can use your home equity funds to clear those debts.

Buy a vacation home

Use the tax-free¹ cash from your reverse mortgage to invest in a condo on the beach or a cabin in the woods.

Home improvements

Remodel your kitchen, build a garage, or modify your home to help you age in place. You deserve your dream home.

Start a small business

Retirement is your time to do what you love. Why not turn your hobby into a small business? Your equity funds can help you get started.

What Our Clients Say

We love Scott
Scott helped us with our first house 8 years ago, he helped us with our refi and then he helped us on our second house. Quite literally, you couldn’t ask for a better bank. Everything was always explained in detail, and he helped move the process along as quickly as possible. Communication was always clear...
Read More

marshalleshuster6

Borrower from Fleischmanns, NY
Highly Recommend
From the very beginning to closing, Scott was very responsive and patient all the way. Always worked, sometimes on the weekends, sometimes in the middle of the night! Not only did he give us the best rate, he was also able to close on time as promised. It was not an easy process getting a...
Read More

Gene Pyo

Borrower from New York, NY
Professional, very fast response.
Ozzie and his team were a pleasure to work with. I was a first time home buyer, and Ozzie was able to provide advice even at a personal level. We went for a 30 day closing and had everything done with really almost a week to spare which was spent reviewing closing costs, including finding...
Read More

stevenlmark

Borrower from Piscataway, NJ
Most experienced broker
Whatever I say is not enough. Scott is the king of brokers and I fully trust his advise. Beside that he truly cares about his clients and their goals. He helped me to purchase my first house which was a super complicated deal and he advised me through all the steps and obstacles to get...
Read More

naciem nowrouzi

Borrower from New York, NY
Effective Team
Mr. Greenberg leads a very professional and effective team that made the reverse mortgage process smooth and painless. I was treated with respect, concern and patience, always with a wonderful attitude.

pkyvernitis

Borrower from Astoria, NY
Amazing Refinance Experience! Highly Recommend!
Ozzie and his team were amazing! The entire process was relatively straightforward and Ozzie and his team explained everything in an easy and understandable fashion. Most of the work on our side was really limited to scanning and signing paperwork. I’ve worked with other lenders, and Ozzie has proved to have the best customer service....
Read More

frenchy505845

Borrower from Jackson, NJ
Excellent person
He is an excellent person and his team always are always ready and available for their clients. I recommend it, 100 % he is , responsible and trustworthy.I thank you for everything you did for us. I was attentive to everything from the beginning to the end of the buying process.

July cerda

Borrower from Birmingham, NJ
Ozzie is determined to get you a loan approval & at the BEST possible rate. Great service ,efficienct&organized!
He explained step by step clearly. He didn’t leave anything out or skip any steps.I knew exactly what needed to be done. I have ,and will continue to recommend Ozzie to others!

landleichenstein

Borrower from Jackson, NJ
Communication Is Key
Ozzie was always available, patient, answered all of our questions and great at helping us understand it all. It made the paperwork and process more bearable.

l motto

Borrower from Oradell, NJ
Unbelievable
As a self employed individual in the service industry I knew it would be difficult to get a loan. Ozzie said he could make it happen, and it wasn’t easy but he along with his wonderful assistant Julie got it done. Now I have a beautiful home in a wonderful community for my wife and...
Read More

timpolys

Borrower from Boynton Beach, FL

How can we help?

We are looking forward to speaking with you.
Name(Required)
How can we help?
Disclosures
The minimum age is 62 in some states.
¹Please consult a tax advisor.
* Borrowers must follow the loan’s terms and continue to pay property taxes, homeowners insurance and maintenance, otherwise the loan will become due and payable and may lead to foreclosure. There are closing costs associated with a refinance. These charges can be financed into the loan or paid at closing. Contact us to speak with a loan specialist for more information.