Jumbo Loans

Don’t downsize on your dream home.
Let us help you secure a jumbo loan
with a low rate.

Jumbo Loans

If you’re looking for a luxury home, we have jumbo loan options that can make your dreams a reality! Jumbo loans help borrowers that want to purchase or refinance a home that exceeds that maximum lending limit. Limits vary based on the property’s location, with a limit of $510,400 in most areas and $765,600 in higher-priced areas. Here are some options when considering a jumbo loan:

Traditional Jumbo Loan: If you need a loan for a property that exceeds the conforming lending limit, we can help you secure a loan at a competitive rate. 

EquityPower Jumbo Reverse Mortgage: EquityPower allows more options for those 60 and older. If you currently own a high-value home are looking to tap into your home’s equity, an EquityPower reverse mortgage can offer you significantly more than the HECM reverse mortgage. Loan limits for an EquityPower reverse mortgage are the highest in the industry! Read more about an EquityPower loan by clicking here.

Jumbo Loan Features

Here's why an Jumbo Loan may be right for you.
  • For homes that exceed conforming lending limits
  • Competitive interest rates
  • Traditional, Non-QM, and Reverse Mortgage options
  • In-house underwriting offers quick turnaround times
  • Upfront mortgage insurance can be financed into the loan or paid in cash

I'm just researching my options.

The more you know the better. Let us help you get started by providing you with a Free Mortgage Quote.

I've started to look for a home.

Become a stronger buyer by working with one of our loan officers to get prequalified.

I've found a home and need a loan.

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Jumbo Loans

Find answers to some of the most common questions about Jumbo Loans.

A “jumbo loan” is used for homes that are priced at a higher value. Also referred to as a non-conforming loan because the loan limits exceed the conventional loan limits set by Fannie Mae and Freddie Mac.

You can see the most updated loan limits of your area by contacting us on our Contact Page or by visiting the Federal Housing Finance Agency’s website and reviewing the Conforming Loan Limit Map. 

The minimum credit score for a jumbo loan depends on the type of dwelling and loan amount. However, typically higher very good to excellent credit ratings are preferred since these loans are a larger risk for lenders. 
 
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