What is the counseling I need to do before I apply for a reverse mortgage? 

Counseling is an essential step to a reverse mortgage. After you accept our proposal, we will send you a list of third-party licensed counselors that you can make an appointment with. The counselor will make sure that you (and your spouse, if applicable) fully understand what a reverse mortgage is, and how it will fit into your retirement finances. They will discuss all your options with you to make sure a reverse mortgage is the best fit for your needs and priorities.